- What does RRTNX invest in?
- This fund's primary objective is to achieve the greatest possible overall return over the long term, balancing both the appreciation of its principal and the generation of income. It strategically invests in a broad array of T. Rowe Price mutual funds, encompassing various stock and bond categories, thus ensuring diversification across numerous asset classes and market segments. The fund's asset allocation among these underlying investments is dynamically managed, shifting its holdings as its specific target retirement date approaches. Named for its target year of 2025, the fund's investment approach is tailored for individuals anticipating retirement at age 65 around that time.
- What is the expense ratio of RRTNX?
- T. Rowe Price Retirement 2025 Fund Class R (RRTNX) charges an expense ratio of 1.03%. This is the annual fee deducted from fund assets to cover management and operations.
- What is RRTNX's dividend yield?
- RRTNX's trailing-twelve-month yield is 5.37%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of RRTNX?
- Effective duration measures RRTNX's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. RRTNX's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of RRTNX?
- RRTNX's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of RRTNX?
- Yield to maturity (YTM) is the total return you'd earn from RRTNX if every bond in the portfolio is held to maturity at the current price. RRTNX's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
