- What does PARJX invest in?
- This investment endeavors to maximize overall returns across time, strategically balancing the pursuit of capital growth with income generation. It builds a diversified portfolio by allocating assets across various T. Rowe Price stock and bond funds, which collectively span numerous asset classes and market sectors. The specific mix of these underlying T. Rowe Price mutual funds will gradually adjust as the fund nears its target retirement date. As its name implies, the fund's management strategy is precisely calibrated for a 2025 retirement, operating under the assumption of a retirement age of 65.
- What is the expense ratio of PARJX?
- T. Rowe Price Retirement 2025 Fund Advisor Class (PARJX) charges an expense ratio of 0.78%. This is the annual fee deducted from fund assets to cover management and operations.
- What is PARJX's dividend yield?
- PARJX's trailing-twelve-month yield is 5.46%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of PARJX?
- Effective duration measures PARJX's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. PARJX's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of PARJX?
- PARJX's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of PARJX?
- Yield to maturity (YTM) is the total return you'd earn from PARJX if every bond in the portfolio is held to maturity at the current price. PARJX's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
