Where can I find WRIV's financial statements?

White River Bancshares Co. (WRIV)'s full income statement, balance sheet, and cash flow statement are on this page in 10-K-style line-item format. Switch between the three statements via the pill toggle above the table.

How much history is available for WRIV?

White River Bancshares Co. (WRIV) statements are available back to its earliest filed 10-K — typically 10+ years of annual data and 40 quarters of quarterly data. Free-tier users see 5 years and 8 quarters; full history unlocks with a Pro account.

How often does WRIV update its statements?

White River Bancshares Co. files a 10-K annually (full audited year-end statements) and 10-Q reports quarterly (unaudited interim statements). New filings are typically parsed and reflected on this page within 48 hours of SEC submission.

WRIV

White River Bancshares Co.

OTC·Banks, Regional · Financial Services

$63.40$0.02+0.03%

Market cap$154.49M·Market closed·Aug 25 8:00 PM UTC

USD · values shown as reported

Line item	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025
Revenue	$39.36M+5.5%	$43.80M+11.3%	$58.17M+32.8%	$77.08M+32.5%	$95.68M+24.1%
Cost of revenue	$4.50M−57.3%	$6.15M+36.8%	$23.41M+280.5%	$34.34M+46.7%	$40.44M+17.7%
Gross profit	$34.86M+30.3%	$37.65M+8.0%	$34.76M−7.7%	$42.73M+22.9%	$55.25M+29.3%
General & administrative	$16.66M+14.6%	$19.46M+16.8%	$18.69M−4.0%	$19.96M+6.8%	$21.66M+8.5%
Selling & marketing	$788.48K+21.2%	$1.37M+74.2%	$1.87M+36.3%	$1.90M+1.6%	$2.01M+5.9%
SG&A (combined)	$17.45M+14.8%	$20.83M+19.4%	$20.56M−1.3%	$21.86M+6.3%	$23.67M+8.3%
Other operating expenses	$7.90M+23.8%	$9.29M+17.6%	$11.05M+19.0%	$11.65M+5.4%	$13.65M+17.1%
Total operating expenses	$25.35M+17.5%	$30.12M+18.8%	$31.61M+5.0%	$33.52M+6.0%	$37.32M+11.4%
Operating income	$9.51M+83.9%	$7.53M−20.9%	$3.15M−58.2%	$9.22M+193.0%	$17.93M+94.5%
Interest income	$32.77M+1.5%	$38.26M+16.8%	$52.06M+36.1%	$69.49M+33.5%	$87.11M+25.4%
Interest expense	$4.50M−41.5%	$5.39M+19.9%	$22.13M+310.4%	$32.96M+48.9%	$38.39M+16.5%
Income before tax	$9.51M+83.9%	$7.53M−20.9%	$3.15M−58.2%	$9.22M+193.0%	$17.93M+94.5%
Income tax expense	$2.46M+82.5%	$1.91M−22.4%	$600.45K−68.6%	$2.28M+280.4%	$4.10M+79.4%
Net income	$7.05M+84.4%	$5.62M−20.4%	$2.55M−54.7%	$6.93M+172.4%	$13.83M+99.4%

EPS (basic)	$3.62−8.1%	$5.67+56.6%	$1.28−77.4%	$3.03+136.7%	$5.66+86.8%
EPS (diluted)	$3.62−8.1%	$2.82−22.1%	$1.28−54.6%	$3.03+136.7%	$5.63+85.8%
Weighted avg shares (basic)	975,058	990,436	994,149	2,289,981	2,441,035
Weighted avg shares (diluted)	975,058	995,709	994,167	2,289,981	2,455,705

Depreciation & amortization	$948.40K+12.3%	$1.15M+20.8%	$1.36M+18.5%	$212.14K−84.4%	$1.76M+729.5%
EBITDA	$10.46M+73.9%	$8.67M−17.1%	$4.50M−48.1%	$9.22M+104.7%	$19.69M+113.6%

Frequently Asked Questions About WRIV

Where can I find WRIV's financial statements?: White River Bancshares Co. (WRIV)'s full income statement, balance sheet, and cash flow statement are on this page in 10-K-style line-item format. Switch between the three statements via the pill toggle above the table.
How much history is available for WRIV?: White River Bancshares Co. (WRIV) statements are available back to its earliest filed 10-K — typically 10+ years of annual data and 40 quarters of quarterly data. Free-tier users see 5 years and 8 quarters; full history unlocks with a Pro account.
How often does WRIV update its statements?: White River Bancshares Co. files a 10-K annually (full audited year-end statements) and 10-Q reports quarterly (unaudited interim statements). New filings are typically parsed and reflected on this page within 48 hours of SEC submission.