What does SouthPoint Bancshares, Inc. do?

SouthPoint Bancshares, Inc. (SOUB) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

What is SOUB's market cap?

SouthPoint Bancshares, Inc. (SOUB) has a market capitalization of approximately $32.7 million, as of August 26, 2026, based on the most recent share price and shares outstanding.

Does SOUB pay a dividend?

No — SouthPoint Bancshares, Inc. (SOUB) does not currently pay a regular dividend. Many growth-stage companies reinvest earnings into the business instead of returning capital to shareholders. The Dividend tab tracks any future declarations.

SOUB

SouthPoint Bancshares, Inc.

OTC·Banks, Regional · Financial Services

$11.00$0.00+0.00%

Market cap$32.68M·Aug 26 8:00 PM UTC

Price Chart

$11.00+$0.00 (+0.00%)today

−65.63%CAGR −19.23%

Select date range

FromTo

Jun 11, 2019Aug 27, 2021 → Aug 27, 2026· 5.0 yrsAug 27, 2026

Key Metrics

SOUB does not currently pay a dividend.

EarningsEarnings Tab

EPS (FWD)—

P/E Ratio (FWD)—

EPS Growth (1Y)—

EPS Growth (3Y)—

EPS Growth (5Y)—

Next Earnings DateJul 25

Last Report DateOct 16

Reported vs Estimate$0.34

Earnings Surprise—

FinancialsFinancials Tab

Revenue$70.03M

Net Income−$28.43M

Net Margin−40.6%

Operating Cash Flow$29.19M

Capital Expenditures$2.99M

Free Cash Flow$26.20M

Return on Equity−39.5%

Return on Invested Capital−0.9%

Net Cash$8.71M

Value Graph

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EPS · Price vs. Fair Value Price Fair

Income Statement Flow

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About SouthPoint Bancshares, Inc.

SouthPoint Bancshares, Inc., through its subsidiary, SouthPoint Bank, provides various banking products and services in central Alabama. The company accepts various deposits, such as checking, saving, money market, and IRA accounts; and certificates of deposit. It also offers commercial, residential, consumer, small business administration, and home equity loans; and home mortgage services. In addition, the company provides debit and credit cards; wealth and treasury management, remote deposit, mobile and online banking, and bill pay services. SouthPoint Bancshares, Inc. was founded in 2005 and is based in Birmingham, Alabama.

CEO: J. Stephen Smith
Sector: Financial Services
Industry: Banks - Regional
Exchange: OTC
Employees: 5,389
Website: southpoint.bank

Peers

Keweenaw Financial Corporation

Cap

$55.1M

BCOW

1895 Bancorp of Wisconsin, Inc.

Cap

$91.1M

Latest News

News Tab

No recent news available.

Frequently Asked Questions About SOUB

What does SouthPoint Bancshares, Inc. do?: SouthPoint Bancshares, Inc. (SOUB) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.
What is SOUB's market cap?: SouthPoint Bancshares, Inc. (SOUB) has a market capitalization of approximately $32.7 million, as of August 26, 2026, based on the most recent share price and shares outstanding.
Does SOUB pay a dividend?: No — SouthPoint Bancshares, Inc. (SOUB) does not currently pay a regular dividend. Many growth-stage companies reinvest earnings into the business instead of returning capital to shareholders. The Dividend tab tracks any future declarations.