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Simmons First National Corporation (NASDAQ: SFNC - Get Free Report) saw unusually-high trading volume on Friday. 1,281,609 shares traded hands during trading, an increase of 1% from the previous session's volume of 1,272,030 shares.The stock last traded at $23.2630 and had previously closed at $23.25. More Simmons First National News Here are the key news
Simmons First National Corporation (SFNC) Q2 2026 Earnings Call Transcript
Simmons First National NASDAQ: SFNC executives said the bank is seeing early progress from deposit, lending and efficiency initiatives, while cautioning that competition for deposits and loans remains intense across its markets.
While the top- and bottom-line numbers for Simmons First National (SFNC) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Simmons First National (SFNC) came out with quarterly earnings of $0.5 per share, missing the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.44 per share a year ago.
PINE BLUFF, Ark., July 16, 2026 /PRNewswire/ -- Financial Highlights 2Q26 1Q26 2Q25 2Q26 Highlights Income Statement Summary (in millions) Comparisons reflect 2Q26 vs 1Q26 unless otherwise noted Net income of $66.7 million and diluted EPS of $0.46 Adjusted net income1 of $72.2 million and adjusted diluted EPS1 of $0.50 ROAA of 1.09% and ROE of 7.69% Adjusted ROAA1 of 1.17%; adjusted ROTCE1 of 14.37% Total revenue of $248.6 millionand PPNR1 of $100.8 million Net interest margin unchanged at 3.84%; cost of deposits down3 bps to 1.93% Efficiency ratio of 58.72%;adjusted efficiency ratio1 of54.26% Unfunded commitments up 8% Noninterest bearing deposits up 6% annualized Provision expense exceeded net charge-offs by $8.3 million NCO ratio at 20 bps for 2Q26; ACL at 1.32% Repurchased 0.7 million sharesduring the quarter Total revenue $ 248.6 $ 241.4 $214.2 Adjusted total revenue1 248.6 241.4 214.2 Pre-provision net revenue1 (PPNR) 100.8 100.7 75.6 Adjusted pre-provision net revenue1 108.2 100.7 77.3 Provision for credit losses 17.4 14.6 11.9 Net income 66.7 68.5 54.8 Adjusted net income1 72.2 68.6 56.1 Per Share Data Diluted earnings $ 0.46 $ 0.47 $ 0.43 Adjusted diluted earnings1 0.50 0.47 0.44 Cash dividend declared 0.2150 0.2150 0.2125 Balance Sheet (in millions) Total loans $18,062 $17,933 $17,111 Total deposits 19,728 20,203 21,825 Total assets 24,777 24,693 26,694 Total shareholders' equity 3,482 3,438 3,549 Asset Quality Net charge-off ratio (NCO ratio) 0.20 % 0.21 % 0.25 % Allowance for credit losses to loans (ACL) 1.32 1.28 1.48 Capital Ratios Equity to assets (EA) ratio 14.05 % 13.92 % 13.30 % Tangible common equity (TCE) ratio1 8.91 8.74 8.46 Common equity tier 1 (CET1) ratio 11.60 11.58 12.36 Total risk-based capital ratio 14.35 14.36 14.42 Other Ratios Return on average assets 1.09 % 1.13 % 0.82 % Adjusted return on average assets1 1.17 1.13 0.84 Return on average common equity 7.69 8.01 6.20 Return on average tangible common equity1 13.32 13.90 10.73 Adj.
Simmons First National Corporation (NASDAQ:SFNC) will release its second quarter earnings report after the closing bell on Thursday, July 16.
Beyond analysts' top-and-bottom-line estimates for Simmons First National (SFNC), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2026.
Full call transcripts — prepared remarks + analyst Q&A — with speaker-by-speaker formatting and one-click switching across every quarter on file.
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Transcripts source: company-published earnings calls. Speaker attribution and formatting are processed in-app.