

The Schwab International Dividend Equity ETF is rated hold, reflecting strong early-year returns but recent underperformance and mixed technicals. SCHY offers a high 3.37% yield, low 0.06% expense ratio, and value-oriented exposure, but growth-adjusted valuation is not compelling at a 1.95x PEG. Portfolio tilts heavily toward financials and industrials, with minimal tech exposure; macro factors like global rates, oil prices, and dollar strength are key drivers.

Most retirees assume dividend income is the safe, predictable answer to a shrinking Social Security check, but the yield tier you pick quietly determines whether your income grows, flatlines, or arrives on a schedule that bears no resemblance to a monthly paycheck.

David Botset, head of equity product and strategy at Schwab Asset Management, discusses the interest in markets outside the U.S.

You did everything correct. The 401(k) is maxed, the mortgage is on autopilot, and the emergency fund is boring and full.

Schwab has an international version of its ultra-popular U.S. Dividend Equity ETF (SCHD).

After years of flying under the radar during the tech and AI boom, dividend stocks are back in 2026.

The Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) has become the default income sleeve for millions of American portfolios, but its international sibling barely registers with the same audience.

Which excites you more? A 5% dividend yield or average annual gains of 15% or more?