What does PFS Bancorp, Inc. do?

PFS Bancorp, Inc. (PFSB) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

What is PFSB's market cap?

PFS Bancorp, Inc. (PFSB) has a market capitalization of approximately $32.4 million, as of August 27, 2026, based on the most recent share price and shares outstanding.

Does PFSB pay a dividend?

No — PFS Bancorp, Inc. (PFSB) does not currently pay a regular dividend. Many growth-stage companies reinvest earnings into the business instead of returning capital to shareholders. The Dividend tab tracks any future declarations.

PFSB

PFS Bancorp, Inc.

OTC·Banks, Regional · Financial Services

$20.88$0.00+0.00%

After hours·$20.88+0.00%

Market cap$32.35M·Market closed·Aug 27 8:00 PM UTC

Price Chart

$20.88+$0.00 (+0.00%)today

+134.61%CAGR +34.76%

Select date range

FromTo

Oct 19, 2023Oct 19, 2023 → Aug 28, 2026· 2.9 yrsAug 28, 2026

Key Metrics

PFSB does not currently pay a dividend.

EarningsEarnings Tab

EPS (FWD)—

P/E Ratio (FWD)—

EPS Growth (1Y)+62.1%

EPS Growth (3Y)—

EPS Growth (5Y)—

Next Earnings Date—

Last Report DateAug 5

Reported vs Estimate$0.28

Earnings Surprise—

FinancialsFinancials Tab

Revenue$437.00K

Net Income$1.70M

Net Margin389.7%

Operating Cash Flow$2.27M

Capital Expenditures$3.32M

Free Cash Flow$5.60M

Return on Equity4.3%

Return on Invested Capital0.0%

Net Cash$82.63M

Value Graph

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EPS · Price vs. Fair Value Price Fair

Income Statement Flow

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About PFS Bancorp, Inc.

PFS Bancorp, Inc. functions as the holding company for Peru Federal Savings Bank, a federally chartered mutual savings institution. This entity delivers a broad array of banking and financial solutions to individual consumers and corporate clients across the United States. Its deposit products include various account types such as checking, savings, individual retirement accounts (IRAs), and certificates of deposit (CDs). Additionally, it offers non-interest-bearing demand accounts, NOW savings accounts, money market accounts, and time deposits. Regarding lending, the bank provides diverse…

CEO: Eric J. Heagy
Sector: Financial Services
Industry: Banks - Regional
Exchange: OTC
Employees: 25
Website: www.perufederalsavings.com

Peers

Peers Tab

FRFC

First Robinson Financial Corporation

Commercial National Financial Corporation

Cap

$25.8M

Latest News

News Tab

No recent news available.

Frequently Asked Questions About PFSB

What does PFS Bancorp, Inc. do?: PFS Bancorp, Inc. (PFSB) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.
What is PFSB's market cap?: PFS Bancorp, Inc. (PFSB) has a market capitalization of approximately $32.4 million, as of August 27, 2026, based on the most recent share price and shares outstanding.
Does PFSB pay a dividend?: No — PFS Bancorp, Inc. (PFSB) does not currently pay a regular dividend. Many growth-stage companies reinvest earnings into the business instead of returning capital to shareholders. The Dividend tab tracks any future declarations.