

The headline numbers for Bank OZK (OZK) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Bank OZK (OZK) came out with quarterly earnings of $1.49 per share, beating the Zacks Consensus Estimate of $1.46 per share. This compares to earnings of $1.58 per share a year ago.

LITTLE ROCK, Ark., July 21, 2026 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) today announced that net income available to common stockholders for the second quarter of 2026 was $163.3 million, a decrease of 8.7% from $178.9 million for the second quarter of 2025, but an increase of 2.5% from $159.3 million for the first quarter of 2026. For the first six months of 2026, net income available to common stockholders was $322.6 million, a 7.0% decrease from $346.8 million for the first six months of 2025. Diluted earnings per common share (“EPS”) for the second quarter of 2026 were $1.49, a decrease of 5.7% from $1.58 for the second quarter of 2025, but an increase of 3.5% from $1.44 for the first quarter of 2026. EPS for the first six months of 2026 were $2.93, a 3.9% decrease from $3.05 for the first six months of 2025.

Think large caps are still the best bet? The data say you are looking in the wrong place.

Bank OZK remains highly profitable, with Q1 net income of $159.3M and robust coverage of preferred dividends. OZK's disciplined underwriting is reflected in a 46% average LTV ratio, manageable loan loss provisions, and transparent quarterly loan reviews. The $200M share buyback program and successful monetization of $150M in foreclosed assets support capital returns and future earnings.

The window to lock in three July dividend checks is closing fast. Two of these stocks, Science Applications International and NetApp, go ex-dividend tomorrow, meaning today is the last trading day to buy shares and still qualify for the upcoming payment.

In this article series, I summarize dividend announcements of the past week. Only one stock (OZK) announced a dividend increase this week. The increase is modest at 2.1% but extends a remarkable record of 64 consecutive quarterly increases, compounding to an annual dividend growth rate of around 9%. OZK maintains a low 29% earnings payout ratio and a B+ Dividend Safety Grade, supporting ongoing dividend growth.

OZK raises its quarterly dividend for the 64th straight quarter while continuing to return capital through a fresh $200-million share repurchase program.
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Transcripts source: company-published earnings calls. Speaker attribution and formatting are processed in-app.