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Third-quarter revenue reached $59.6 million, representing 34% year-over-year growth. Quotes with Atlas+ bind at 3.5 times the rate of other quotes.

Neptune Insurance Holdings Inc. ( NP ) Q3 2026 Earnings Call October 20, 2026 5:00 PM EDT Company Participants Jonathan Carlon Matthew Duffy - President & Chief Risk Officer of Neptune Flood Incorporated James Steiner - CFO, Secretary & Director Trevor Burgess - CEO & Chairman Conference Call Participants Elyse Greenspan - Wells Fargo Securities, LLC, Research Division Michael Zaremski - BMO Capital Markets Equity Research Andrew Kligerman - TD Cowen, Research Division Charles Peters - Raymond James & Associates, Inc., Research Division Thomas Mcjoynt-Griffith - Keefe, Bruyette, & Woods, Inc., Research Division Joshua Shanker - BofA Securities, Research Division Jon Paul Newsome - Piper Sandler & Co., Research Division David Motemaden - Evercore ISI Institutional Equities, Research Division Robert Cox - Goldman Sachs Group, Inc., Research Division Cave Montazeri - Deutsche Bank AG, Research Division Presentation Operator Hello, everyone. Thank you for joining us, and welcome to Neptune Insurance Holdings Third Quarter Earnings Call.

The headline numbers for Neptune Insurance Holdings Inc. (NP) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Neptune Insurance Holdings Inc. (NP) came out with quarterly earnings of $0.17 per share, beating the Zacks Consensus Estimate of $0.16 per share. This compares to earnings of $0.11 per share a year ago.

ST. PETERSBURG, Fla.--(BUSINESS WIRE)---- $NP--Q3 2026 earnings.

Can NP beat Q3 earnings estimates? More policies in force, rising commission income and stronger productivity could help offset higher costs.

Neptune Insurance Holdings Inc. (NP) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.