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Live Oak Bancshares, Inc., established in 2008 and based in Wilmington, North Carolina, functions as the parent entity for Live Oak Banking Company. This financial institution delivers a comprehensive array of commercial banking solutions to individuals, small enterprises, and professionals, with operations spanning North Carolina and the broader United States. Its deposit product lineup features both noninterest-bearing demand accounts and various interest-bearing options, including checking, money market, savings, and time deposits. On the lending side, Live Oak extends financing through…

Live Oak Bancshares NYSE: LOB reported third-quarter 2026 earnings per share of $0.52, as the bank recorded a $17 million provision tied to its exited distillery lending portfolio. President BJ Losch said the charge reduced earnings by about $0.27 per share, while management emphasized record loan production, improving operating leverage and growth in its Express lending and business checking initiatives.

Live Oak Bancshares, Inc. ( LOB ) Q3 2026 Earnings Call October 22, 2026 9:00 AM EDT Company Participants Gregory Seward - General Counsel William C. (BJ) Losch III - President Walter Phifer - Chief Financial Officer Michael Cairns - Chief Credit Officer James Mahan - Chairman & CEO Conference Call Participants David Feaster - Raymond James & Associates, Inc., Research Division Benjamin Graham - Piper Sandler & Co., Research Division David Rochester - Cantor Fitzgerald & Co., Research Division Emily Noelle Lee - Keefe, Bruyette, & Woods, Inc., Research Division Noah Kasten - TD Cowen, Research Division Presentation Operator Hello, everyone.

While the top- and bottom-line numbers for Live Oak Bancshares (LOB) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Live Oak Bancshares (LOB) came out with quarterly earnings of $0.52 per share, missing the Zacks Consensus Estimate of $0.64 per share. This compares to earnings of $0.55 per share a year ago.

WILMINGTON, N.C., Oct. 21, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported third quarter of 2026 net income attributable to common shareholders of $24.3 million, or $0.52 per diluted common share.