Where can I find KKS.F's financial statements?

Joint Stock Company Kaspi.kz (KKS.F)'s full income statement, balance sheet, and cash flow statement are on this page in 10-K-style line-item format. Switch between the three statements via the pill toggle above the table.

How much history is available for KKS.F?

Joint Stock Company Kaspi.kz (KKS.F) statements are available back to its earliest filed 10-K — typically 10+ years of annual data and 40 quarters of quarterly data. Free-tier users see 5 years and 8 quarters; full history unlocks with a Pro account.

How often does KKS.F update its statements?

Joint Stock Company Kaspi.kz files a 10-K annually (full audited year-end statements) and 10-Q reports quarterly (unaudited interim statements). New filings are typically parsed and reflected on this page within 48 hours of SEC submission.

KKS.F

Joint Stock Company Kaspi.kz

FSX·Software, Infrastructure · Technology

€77.40€0.60+0.78%

Market cap€14.71B·Market closed·Jul 22 6:10 AM UTC

KZT · values shown as reported

Line item	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Trend
Revenue	KZT 892.54B+38.1%	KZT 1.26T+40.9%	KZT 1.89T+50.3%	KZT 2.52T+33.4%	KZT 3.93T+56.1%
Cost of revenue	KZT 244.86B+22.9%	KZT 383.61B+56.7%	KZT 671.84B+75.1%	KZT 949.47B+41.3%	KZT 2.12T+123.2%
Gross profit	KZT 647.68B+44.8%	KZT 874.13B+35.0%	KZT 1.22T+39.4%	KZT 1.57T+29.0%	KZT 1.91T+21.4%
Research & development	KZT 44.39B+44.0%	KZT 60.81B+37.0%	KZT 88.66B+45.8%	KZT 109.55B+23.6%	KZT 208.58B+90.4%
General & administrative	KZT 3.67B+255.2%	KZT 4.47B+21.9%	KZT 29.47B+559.1%	KZT 32.90B+11.6%	KZT 78.25B+137.9%
Selling & marketing	KZT 8.30B−81.7%	KZT 24.39B+193.9%	KZT 21.89B−10.2%	KZT 43.99B+101.0%	KZT 146.23B+232.4%
SG&A (combined)	KZT 11.97B−74.2%	KZT 28.86B+141.2%	KZT 51.36B+77.9%	KZT 76.89B+49.7%	KZT 224.48B+192.0%
Other operating expenses	KZT 54.80B+16.5%	KZT 76.74B+40.0%	KZT 1.08T+1,305.4%	KZT 113.96B−89.4%	KZT 161.65B+41.9%
Total operating expenses	KZT 111.16B−10.6%	KZT 166.41B+49.7%	KZT 1.22T+632.2%	KZT 300.40B−75.3%	KZT 594.71B+98.0%
Operating income	KZT 528.80B+66.4%	KZT 720.57B+36.3%	KZT 998.80B+38.6%	KZT 1.27T+27.3%	KZT 1.31T+3.4%
Interest income	—	—	—	—	KZT 1.54T	—
Interest expense	—	—	—	—	KZT 883.72B	—
Other income / (expense), net	—	—	KZT 23.20B	KZT 11.23B−51.6%	KZT 18.25B+62.5%
Income before tax	KZT 528.80B+66.4%	KZT 720.57B+36.3%	KZT 1.02T+41.8%	KZT 1.28T+25.5%	KZT 1.33T+3.9%
Income tax expense	KZT 93.59B+71.8%	KZT 131.73B+40.8%	KZT 173.23B+31.5%	KZT 225.46B+30.1%	KZT 264.21B+17.2%
Net income	KZT 431.91B+65.5%	KZT 585.03B+35.4%	KZT 841.35B+43.8%	KZT 1.04T+23.6%	KZT 1.07T+3.2%

EPS (basic)	KZT 2,247.00+65.1%	KZT 3,051.00+35.8%	KZT 4,431.43+45.2%	KZT 5,471.89+23.5%	KZT 5,464.85−0.1%
EPS (diluted)	KZT 2,222.00+65.0%	KZT 3,016.00+35.7%	KZT 4,380.61+45.2%	KZT 5,471.89+24.9%	KZT 5,464.85−0.1%
Weighted avg shares (basic)	192,218,069	191,725,280	189,859,971	190,015,000	190,016,000
Weighted avg shares (diluted)	194,380,738	193,991,446	192,062,409	190,015,000	190,016,000

Depreciation & amortization	KZT 1.88B−7.8%	KZT 2.85B+51.9%	—	—	—
EBITDA	KZT 533.55B+63.7%	KZT 704.19B+32.0%	KZT 998.80B+41.8%	KZT 1.27T+27.3%	KZT 1.30T+1.9%

Frequently Asked Questions About KKS.F

Where can I find KKS.F's financial statements?: Joint Stock Company Kaspi.kz (KKS.F)'s full income statement, balance sheet, and cash flow statement are on this page in 10-K-style line-item format. Switch between the three statements via the pill toggle above the table.
How much history is available for KKS.F?: Joint Stock Company Kaspi.kz (KKS.F) statements are available back to its earliest filed 10-K — typically 10+ years of annual data and 40 quarters of quarterly data. Free-tier users see 5 years and 8 quarters; full history unlocks with a Pro account.
How often does KKS.F update its statements?: Joint Stock Company Kaspi.kz files a 10-K annually (full audited year-end statements) and 10-Q reports quarterly (unaudited interim statements). New filings are typically parsed and reflected on this page within 48 hours of SEC submission.

Line item

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Trend

Revenue

KZT 892.54B+38.1%

KZT 1.26T+40.9%

KZT 1.89T+50.3%

KZT 2.52T+33.4%

KZT 3.93T+56.1%

Cost of revenue

KZT 244.86B+22.9%

KZT 383.61B+56.7%

KZT 671.84B+75.1%

KZT 949.47B+41.3%

KZT 2.12T+123.2%

Gross profit

KZT 647.68B+44.8%

KZT 874.13B+35.0%

KZT 1.22T+39.4%

KZT 1.57T+29.0%

KZT 1.91T+21.4%

Research & development

KZT 44.39B+44.0%

KZT 60.81B+37.0%

KZT 88.66B+45.8%

KZT 109.55B+23.6%

KZT 208.58B+90.4%

General & administrative

KZT 3.67B+255.2%

KZT 4.47B+21.9%

KZT 29.47B+559.1%

KZT 32.90B+11.6%

KZT 78.25B+137.9%

Selling & marketing

KZT 8.30B−81.7%

KZT 24.39B+193.9%

KZT 21.89B−10.2%

KZT 43.99B+101.0%

KZT 146.23B+232.4%

SG&A (combined)

KZT 11.97B−74.2%

KZT 28.86B+141.2%

KZT 51.36B+77.9%

KZT 76.89B+49.7%

KZT 224.48B+192.0%

Other operating expenses

KZT 54.80B+16.5%

KZT 76.74B+40.0%

KZT 1.08T+1,305.4%

KZT 113.96B−89.4%

KZT 161.65B+41.9%

Total operating expenses

KZT 111.16B−10.6%

KZT 166.41B+49.7%

KZT 1.22T+632.2%

KZT 300.40B−75.3%

KZT 594.71B+98.0%

Operating income

KZT 528.80B+66.4%

KZT 720.57B+36.3%

KZT 998.80B+38.6%

KZT 1.27T+27.3%

KZT 1.31T+3.4%

Interest income

—

KZT 1.54T

—

Interest expense

—

KZT 883.72B

—

Other income / (expense), net

—

KZT 23.20B

KZT 11.23B−51.6%

KZT 18.25B+62.5%

Income before tax

KZT 528.80B+66.4%

KZT 720.57B+36.3%

KZT 1.02T+41.8%

KZT 1.28T+25.5%

KZT 1.33T+3.9%

Income tax expense

KZT 93.59B+71.8%

KZT 131.73B+40.8%

KZT 173.23B+31.5%

KZT 225.46B+30.1%

KZT 264.21B+17.2%

Net income

KZT 431.91B+65.5%

KZT 585.03B+35.4%

KZT 841.35B+43.8%

KZT 1.04T+23.6%

KZT 1.07T+3.2%

EPS (basic)

KZT 2,247.00+65.1%

KZT 3,051.00+35.8%

KZT 4,431.43+45.2%

KZT 5,471.89+23.5%

KZT 5,464.85−0.1%

EPS (diluted)

KZT 2,222.00+65.0%

KZT 3,016.00+35.7%

KZT 4,380.61+45.2%

KZT 5,471.89+24.9%

KZT 5,464.85−0.1%

Weighted avg shares (basic)

192,218,069

191,725,280

189,859,971

190,015,000

190,016,000

Weighted avg shares (diluted)

194,380,738

193,991,446

192,062,409

190,015,000

190,016,000

Depreciation & amortization

KZT 1.88B−7.8%

KZT 2.85B+51.9%

—

EBITDA

KZT 533.55B+63.7%

KZT 704.19B+32.0%

KZT 998.80B+41.8%

KZT 1.27T+27.3%

KZT 1.30T+1.9%