

Investors interested in stocks from the Financial - Miscellaneous Services sector have probably already heard of Intercorp Financial Services Inc. (IFS) and Blackstone Inc. (BX). But which of these two stocks is more attractive to value investors?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Intercorp Financial Services delivered a strong Q2, with a net profit of S/585 million, exceeding Wall Street expectations. H1 earnings reached S/1.2 billion and ROE 18.9%, putting IFS on track for roughly S/2.4 billion of 2026 net income, above our previous S/2.2 billion estimate. Loan growth and higher-yielding lending, alongside improved fee income, support a positive earnings outlook and a higher target price.

Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both Intercorp Financial Services Inc. (IFS) and American Express (AXP). But which of these two stocks presents investors with the better value opportunity right now?

Intercorp Financial Services (IFS) demonstrates strong capital efficiency, with an 18.5% Q2 ROE and a diversified business model spanning banking, insurance, and asset management. IFS trades at a discounted 10.56x P/E and 1.71x P/B, despite robust profitability and double-digit profit growth, reflecting a conservative pricing of Peru-specific risks. Interbank remains the primary profit engine, but Interseguro's net income surged 46.8% and payment ecosystem transactions grew 44%, highlighting broad-based growth.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Intercorp Financial Services Inc. (IFS) Q2 2026 Earnings Call Transcript

Intercorp Financial Services NYSE: IFS reported second-quarter 2026 net income of PEN 585 million and return on equity of 18.5%, with management citing continued growth in higher-yielding loans, insurance premiums and wealth-management assets.