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Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. Its offerings encompass whole life, term life, and other life protection plans; supplemental health benefits like Medicare supplements, critical illness, and accident policies; and both single-premium and flexible-premium deferred annuities. Founded in…

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Net Income: $361 million, or $4.62 per share, down 2% from $4.73 per share a year ago.Net Operating Income: $379 million, or $4.84 per share, up 1% from $4.81 p

Globe Life Inc. ( GL ) Q3 2026 Earnings Call October 22, 2026 11:00 AM EDT Company Participants Stephen Mota - Vice President of Investor Relations Frank Svoboda - Co-Chairman & Co-CEO James Darden - Co-Chairman & Co-CEO Thomas Kalmbach - Executive VP & CFO Conference Call Participants Ryan Krueger - Keefe, Bruyette, & Woods, Inc., Research Division Wilma Jackson Burdis - Raymond James & Associates, Inc., Research Division Randy Binner - Texas Capital Securities, Research Division Andrew Kligerman - TD Cowen, Research Division Joel Hurwitz - Dowling & Partners Securities, LLC Suneet Kamath - Jefferies LLC, Research Division Thomas Gallagher - Evercore ISI Institutional Equities, Research Division Maxwell Fritscher - Truist Securities, Inc., Research Division Pablo Singzon - JPMorgan Chase & Co, Research Division Wesley Carmichael - Wells Fargo Securities, LLC, Research Division Presentation Operator Hello and welcome to Globe Life Inc.'s Third Quarter Earnings Release Call. My name is Regina and I will be your coordinator for today's event.

Globe Life NYSE: GL reported third-quarter net income of $361 million, or $4.62 per share, down 2% from $4.73 per share a year earlier. Net operating income rose 1% to $379 million, or $4.84 per share, compared with $4.81 per share in the prior-year quarter.

GL's Q3 2026 earnings miss estimates as weaker underwriting income and rising expenses offset higher premiums and investment income.