Where can I find CMBN.SW's financial statements?

Cembra Money Bank AG (CMBN.SW)'s full income statement, balance sheet, and cash flow statement are on this page in 10-K-style line-item format. Switch between the three statements via the pill toggle above the table.

How much history is available for CMBN.SW?

Cembra Money Bank AG (CMBN.SW) statements are available back to its earliest filed 10-K — typically 10+ years of annual data and 40 quarters of quarterly data. Free-tier users see 5 years and 8 quarters; full history unlocks with a Pro account.

How often does CMBN.SW update its statements?

Cembra Money Bank AG files a 10-K annually (full audited year-end statements) and 10-Q reports quarterly (unaudited interim statements). New filings are typically parsed and reflected on this page within 48 hours of SEC submission.

CMBN.SW

Cembra Money Bank AG

SIX·Banks, Regional · Financial Services

CHF 91.05CHF 1.10+1.22%

Market capCHF 2.67B·Market closed·Jul 23 9:22 AM UTC

CHF · values shown as reported

Line item	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025
Revenue	CHF 513.05M−2.1%	CHF 538.25M+4.9%	CHF 458.78M−14.8%	CHF 550.45M+20.0%	CHF 635.10M+15.4%
Cost of revenue	—	—	−CHF 131.82M	CHF 105.25M+179.8%	CHF 165.91M+57.6%
Gross profit	CHF 513.05M−2.1%	CHF 538.25M+4.9%	CHF 590.60M+9.7%	CHF 550.45M−6.8%	CHF 468.62M−14.9%
General & administrative	CHF 74.08M−5.8%	CHF 73.60M−0.7%	CHF 80.30M+9.1%	CHF 87.10M+8.5%	CHF 90.72M+4.2%
Selling & marketing	CHF 8.13M−25.6%	CHF 15.73M+93.3%	CHF 11.69M−25.7%	CHF 9.95M−14.8%	CHF 8.99M−9.6%
SG&A (combined)	CHF 82.22M−8.2%	CHF 89.33M+8.6%	CHF 91.98M+3.0%	CHF 97.05M+5.5%	CHF 99.71M+2.7%
Other operating expenses	−CHF 104.44M+2.1%	−CHF 112.73M−7.9%	CHF 227.53M+301.8%	CHF 167.47M−26.4%	CHF 145.52M−13.1%
Total operating expenses	CHF 104.44M−2.1%	CHF 112.73M+7.9%	CHF 262.61M+133.0%	CHF 264.52M+0.7%	CHF 245.23M−7.3%
Operating income	CHF 200.48M+3.7%	CHF 210.47M+5.0%	CHF 196.17M−6.8%	CHF 285.93M+45.8%	CHF 223.38M−21.9%
Interest income	CHF 382.70M−5.2%	CHF 385.56M+0.7%	CHF 422.13M+9.5%	CHF 485.73M+15.1%	CHF 464.49M−4.4%
Interest expense	CHF 13.30M−3.1%	CHF 15.67M+17.9%	CHF 74.91M+378.0%	CHF 105.25M+40.5%	CHF 92.33M−12.3%
Other income / (expense), net	−CHF 25.05M	−CHF 25.96M−3.6%	CHF 1.00K+100.0%	−CHF 74.15M−7,415,100.0%	—
Income before tax	CHF 200.48M+3.7%	CHF 210.47M+5.0%	CHF 196.17M−6.8%	CHF 211.78M+8.0%	CHF 223.38M+5.5%
Income tax expense	CHF 38.99M−3.7%	CHF 41.17M+5.6%	CHF 38.14M−7.4%	CHF 41.38M+8.5%	CHF 43.82M+5.9%
Net income	CHF 161.50M+5.6%	CHF 169.30M+4.8%	CHF 158.03M−6.7%	CHF 170.40M+7.8%	CHF 180.00M+5.6%

EPS (basic)	CHF 5.50+5.6%	CHF 5.77+4.9%	CHF 5.39−6.6%	CHF 5.81+7.8%	CHF 6.13+5.5%
EPS (diluted)	CHF 5.49+5.6%	CHF 5.76+4.9%	CHF 5.38−6.6%	CHF 5.80+7.8%	CHF 6.11+5.3%
Weighted avg shares (basic)	29,378,525	29,352,136	29,338,682	29,340,823	30,000,000
Weighted avg shares (diluted)	29,394,745	29,373,078	29,370,234	29,374,656	30,000,000

Depreciation & amortization	CHF 25.05M−5.6%	CHF 25.96M+3.6%	CHF 27.50M+5.9%	CHF 26.83M−2.4%	CHF 18.46M−31.2%
EBITDA	CHF 225.53M−45.4%	CHF 236.43M+4.8%	CHF 223.67M−5.4%	CHF 238.61M+6.7%	CHF 241.85M+1.4%

Frequently Asked Questions About CMBN.SW

Where can I find CMBN.SW's financial statements?: Cembra Money Bank AG (CMBN.SW)'s full income statement, balance sheet, and cash flow statement are on this page in 10-K-style line-item format. Switch between the three statements via the pill toggle above the table.
How much history is available for CMBN.SW?: Cembra Money Bank AG (CMBN.SW) statements are available back to its earliest filed 10-K — typically 10+ years of annual data and 40 quarters of quarterly data. Free-tier users see 5 years and 8 quarters; full history unlocks with a Pro account.
How often does CMBN.SW update its statements?: Cembra Money Bank AG files a 10-K annually (full audited year-end statements) and 10-Q reports quarterly (unaudited interim statements). New filings are typically parsed and reflected on this page within 48 hours of SEC submission.

Line item

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Trend

Revenue

CHF 513.05M−2.1%

CHF 538.25M+4.9%

CHF 458.78M−14.8%

CHF 550.45M+20.0%

CHF 635.10M+15.4%

Cost of revenue

—

−CHF 131.82M

CHF 105.25M+179.8%

CHF 165.91M+57.6%

Gross profit

CHF 513.05M−2.1%

CHF 538.25M+4.9%

CHF 590.60M+9.7%

CHF 550.45M−6.8%

CHF 468.62M−14.9%

General & administrative

CHF 74.08M−5.8%

CHF 73.60M−0.7%

CHF 80.30M+9.1%

CHF 87.10M+8.5%

CHF 90.72M+4.2%

Selling & marketing

CHF 8.13M−25.6%

CHF 15.73M+93.3%

CHF 11.69M−25.7%

CHF 9.95M−14.8%

CHF 8.99M−9.6%

SG&A (combined)

CHF 82.22M−8.2%

CHF 89.33M+8.6%

CHF 91.98M+3.0%

CHF 97.05M+5.5%

CHF 99.71M+2.7%

Other operating expenses

−CHF 104.44M+2.1%

−CHF 112.73M−7.9%

CHF 227.53M+301.8%

CHF 167.47M−26.4%

CHF 145.52M−13.1%

Total operating expenses

CHF 104.44M−2.1%

CHF 112.73M+7.9%

CHF 262.61M+133.0%

CHF 264.52M+0.7%

CHF 245.23M−7.3%

Operating income

CHF 200.48M+3.7%

CHF 210.47M+5.0%

CHF 196.17M−6.8%

CHF 285.93M+45.8%

CHF 223.38M−21.9%

Interest income

CHF 382.70M−5.2%

CHF 385.56M+0.7%

CHF 422.13M+9.5%

CHF 485.73M+15.1%

CHF 464.49M−4.4%

Interest expense

CHF 13.30M−3.1%

CHF 15.67M+17.9%

CHF 74.91M+378.0%

CHF 105.25M+40.5%

CHF 92.33M−12.3%

Other income / (expense), net

−CHF 25.05M

−CHF 25.96M−3.6%

CHF 1.00K+100.0%

−CHF 74.15M−7,415,100.0%

—

Income before tax

CHF 200.48M+3.7%

CHF 210.47M+5.0%

CHF 196.17M−6.8%

CHF 211.78M+8.0%

CHF 223.38M+5.5%

Income tax expense

CHF 38.99M−3.7%

CHF 41.17M+5.6%

CHF 38.14M−7.4%

CHF 41.38M+8.5%

CHF 43.82M+5.9%

Net income

CHF 161.50M+5.6%

CHF 169.30M+4.8%

CHF 158.03M−6.7%

CHF 170.40M+7.8%

CHF 180.00M+5.6%

EPS (basic)

CHF 5.50+5.6%

CHF 5.77+4.9%

CHF 5.39−6.6%

CHF 5.81+7.8%

CHF 6.13+5.5%

EPS (diluted)

CHF 5.49+5.6%

CHF 5.76+4.9%

CHF 5.38−6.6%

CHF 5.80+7.8%

CHF 6.11+5.3%

Weighted avg shares (basic)

29,378,525

29,352,136

29,338,682

29,340,823

30,000,000

Weighted avg shares (diluted)

29,394,745

29,373,078

29,370,234

29,374,656

30,000,000

Depreciation & amortization

CHF 25.05M−5.6%

CHF 25.96M+3.6%

CHF 27.50M+5.9%

CHF 26.83M−2.4%

CHF 18.46M−31.2%

EBITDA

CHF 225.53M−45.4%

CHF 236.43M+4.8%

CHF 223.67M−5.4%

CHF 238.61M+6.7%

CHF 241.85M+1.4%