What does Citizens Bancshares Corp. do?

Citizens Bancshares Corp. (CITZ) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

What is CITZ's market cap?

Citizens Bancshares Corp. (CITZ) has a market capitalization of approximately $100.1 million, as of August 25, 2026, based on the most recent share price and shares outstanding.

Does CITZ pay a dividend?

Yes — Citizens Bancshares Corp. (CITZ) pays a dividend annually, with a trailing-twelve-month yield of 0.92%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.

CITZ

Citizens Bancshares Corp.

OTC·Banks, Regional · Financial Services

$48.05$0.00+0.00%

Market cap$100.10M·Aug 25 8:00 PM UTC

Price Chart

$48.05+$0.00 (+0.00%)today

+79.63%CAGR +12.43%

Select date range

FromTo

Aug 11, 1998Aug 26, 2021 → Aug 26, 2026· 5.0 yrsAug 26, 2026

Key Metrics

DividendDividend Tab

Dividend Yield (FWD)0.92%

Annual Dividend (FWD)$0.44

Dividend Growth (5Y)+5.3%

Dividend Safety—

Payout Ratio8.1%

FCF Payout Ratio150.2%

Most Recent Dividend$0.440

Ex-Dividend DateNov 14

Payment DateDec 1

EarningsEarnings Tab

EPS (FWD)—

P/E Ratio (FWD)—

EPS Growth (1Y)+25.0%

EPS Growth (3Y)+13.0%

EPS Growth (5Y)+37.5%

Next Earnings Date—

Last Report Date—

Reported vs Estimate—

Earnings Surprise—

FinancialsFinancials Tab

Revenue$17.14M

Net Income$2.28M

Net Margin13.3%

Operating Cash Flow$1.53M

Capital Expenditures$879.87K

Free Cash Flow$648.16K

Return on Equity4.3%

Return on Invested Capital0.9%

Net Cash$33.32M

Value Graph

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EPS · Price vs. Fair Value Price Fair

Income Statement Flow

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About Citizens Bancshares Corp.

Citizens Bancshares Corporation operates as the bank holding company for The Citizens Bank that provides community banking services and financial products. It offers checking and savings accounts, money market accounts, certificates of deposit, individual retirement accounts, debit and credit cards, personal and business loans, mortgages, cash management, mobile banking, and merchant services. The company was incorporated in 1988 and is headquartered in Olanta, South Carolina.

CEO: C. Smith
Sector: Financial Services
Industry: Banks - Regional
Exchange: OTC
Employees: 239
Website: www.tcbsc.bank

Peers

Peers Tab

CCNB

Coastal Carolina Bancshares, Inc.

Cap

$100.9M

PBKC

Pioneer Bankcorp, Inc.

Cap

$92.5M

CZBS

Citizens Bancshares Corporation

Cap

$111.7M

Latest News

News Tab

No recent news available.

Frequently Asked Questions About CITZ

What does Citizens Bancshares Corp. do?: Citizens Bancshares Corp. (CITZ) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.
What is CITZ's market cap?: Citizens Bancshares Corp. (CITZ) has a market capitalization of approximately $100.1 million, as of August 25, 2026, based on the most recent share price and shares outstanding.
Does CITZ pay a dividend?: Yes — Citizens Bancshares Corp. (CITZ) pays a dividend annually, with a trailing-twelve-month yield of 0.92%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.