Where can I find ADKT's financial statements?

The Adirondack Trust Company (ADKT)'s full income statement, balance sheet, and cash flow statement are on this page in 10-K-style line-item format. Switch between the three statements via the pill toggle above the table.

How much history is available for ADKT?

The Adirondack Trust Company (ADKT) statements are available back to its earliest filed 10-K — typically 10+ years of annual data and 40 quarters of quarterly data. Free-tier users see 5 years and 8 quarters; full history unlocks with a Pro account.

How often does ADKT update its statements?

The Adirondack Trust Company files a 10-K annually (full audited year-end statements) and 10-Q reports quarterly (unaudited interim statements). New filings are typically parsed and reflected on this page within 48 hours of SEC submission.

ADKT

The Adirondack Trust Company

OTC·Banks, Regional · Financial Services

$650.25$0.00+0.00%

Market cap$52.02M·Market closed·Jul 17 1:30 PM UTC

USD · values shown as reported

Line item	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025
Revenue	$66.77M+3.8%	$69.93M+4.7%	$66.65M−4.7%	$66.77M+0.2%	$94.76M+41.9%
Cost of revenue	$1.12M−89.5%	$2.10M+87.4%	$12.05M+473.4%	$19.26M+59.9%	$19.50M+1.3%
Gross profit	$65.65M+22.4%	$67.83M+3.3%	$66.65M−1.7%	$66.77M+0.2%	$75.25M+12.7%
General & administrative	$4.51M+10.4%	$4.84M+7.5%	$5.31M+9.6%	$1.89M−64.4%	$1.76M−7.1%
Selling & marketing	$32.21M+2.0%	$33.49M+4.0%	$35.85M+7.0%	—	—
SG&A (combined)	$36.71M+3.0%	$38.33M+4.4%	$41.16M+7.4%	$1.89M−95.4%	$1.76M−7.1%
Other operating expenses	$9.57M	$7.90M−17.4%	$8.21M+3.9%	$49.57M+503.5%	$53.82M+8.6%
Total operating expenses	$46.28M+29.8%	$46.23M−0.1%	$49.37M+6.8%	$51.46M+4.2%	$55.58M+8.0%
Operating income	$19.36M+82.6%	$21.59M+11.5%	$17.28M−20.0%	$15.31M−11.4%	$19.68M+28.6%
Interest income	$42.04M+3.2%	$45.93M+9.2%	$52.04M+13.3%	$57.44M+10.4%	$63.45M+10.5%
Interest expense	$1.12M−49.4%	$2.10M+87.4%	$12.05M+473.4%	$19.26M+59.9%	$19.50M+1.3%
Other income / (expense), net	—	—	−$8.21M	−$82.03K+99.0%	—
Income before tax	$19.36M+82.6%	$21.59M+11.5%	$17.28M−20.0%	$15.23M−11.9%	$19.68M+29.2%
Income tax expense	$5.00M+118.3%	$5.07M+1.4%	$3.78M−25.3%	$3.20M−15.5%	$4.42M+38.2%
Net income	$14.37M+72.8%	$16.53M+15.0%	$13.49M−18.4%	$12.03M−10.9%	$15.26M+26.9%

EPS (basic)	$186.90+72.8%	$214.95+15.0%	$175.48−18.4%	$156.41−10.9%	$198.44+26.9%
EPS (diluted)	$186.90+72.8%	$214.95+15.0%	$175.48−18.4%	$156.41−10.9%	$198.44+26.9%
Weighted avg shares (basic)	76,873	76,886	76,887	76,902	76,902
Weighted avg shares (diluted)	76,873	76,886	76,887	76,902	76,902

EBITDA	$19.36M+82.6%	$21.59M+11.5%	$69.00M+219.6%	$15.23M−77.9%	$19.68M+29.2%

Frequently Asked Questions About ADKT

Where can I find ADKT's financial statements?: The Adirondack Trust Company (ADKT)'s full income statement, balance sheet, and cash flow statement are on this page in 10-K-style line-item format. Switch between the three statements via the pill toggle above the table.
How much history is available for ADKT?: The Adirondack Trust Company (ADKT) statements are available back to its earliest filed 10-K — typically 10+ years of annual data and 40 quarters of quarterly data. Free-tier users see 5 years and 8 quarters; full history unlocks with a Pro account.
How often does ADKT update its statements?: The Adirondack Trust Company files a 10-K annually (full audited year-end statements) and 10-Q reports quarterly (unaudited interim statements). New filings are typically parsed and reflected on this page within 48 hours of SEC submission.