Happy Monday,

It’s Zach here with your weekly investing update!

Lately, the stock market has been completely driven by artificial intelligence. While hardware favorites are hitting all-time highs, software stocks are enduring a massive sell-off. Many are calling it the "SaaS apocalypse". Valuation compression has hit the entire software sector due to fears of AI disruption.

But here is the catch: their core business fundamentals haven't actually declined. The market is pricing these companies as if they won't exist in 5 to 10 years, creating historic deep-value buying opportunities for disciplined investors.

Here are 5 stocks trading at 52-week lows where the market might be completely wrong:

The Key Story

Top 5 Stocks to Buy at 52 Week Lows

1. Accenture (ACN)

Accenture isn't a pure software company; it's a tech consulting titan. The market is terrified that AI will automate consulting work or allow enterprises to build custom solutions in-house without consultants. However, large enterprises still have no clue how to use these tools, making Accenture’s "deployed engineers" and consulting expertise more essential than ever.

  • The Drop: Down 57% over the past year.

  • The Fundamentals: TTM revenue is $73 billion (up 6.74% YoY) with a stable 10-year CAGR of 7.89%. TTM free cash flow (FCF) is $12.58 billion (up 22% YoY).

  • Deep Value: Trading at roughly 6x annual FCF. Its current P/E is 9.4 (well below its historical median of 27.9).

  • The Dividend: A massive forward dividend yield of 5.22% (historical median is 1.48%). It features a safe 34% FCF payout ratio and a 13.12% 5-year CAGR.

2. Salesforce (CRM)

Salesforce is one of the largest enterprise software giants globally. Unlike rigid corporations, Salesforce remains founder-led by Marc Benioff, giving it a strong track record of adapting through product shifts and strategic reorgs.

  • The Drop: Down 43% over the past year.

  • The Fundamentals: TTM revenue is $42.83 billion (up 10.98% YoY) and TTM FCF sits at $14.66 billion (up 15.92% YoY).

  • Shareholder Returns: They just announced a massive buyback program, purchasing $37 billion of stock in the TTM alone.

  • Deep Value: Trading at a non-GAAP P/E of 10.62 compared to its historical median multiple of 30. It is currently priced 67% below its implied historical FCF fair value.

3. Intuit (INTU)

The power-player behind TurboTax, QuickBooks, Credit Karma, and Mailchimp. Five years ago, subscription SaaS software was the market's darling; today, it is deeply hated despite highly reliable compounding.

  • The Drop: Down 66.2% over the past year.

  • The Fundamentals: TTM revenue is up 15.07% YoY to $20.93 billion, and TTM FCF grew 26% to $7.7 billion.

  • The Dividend: Trading at a historically high dividend yield of 1.86%. The dividend boasts a 15% 5-year CAGR and an ultra-safe 19.5% FCF payout ratio.

  • Deep Value: Currently trading at a price-to-FCF multiple of 9.3, which is 71% below its historical median multiple of 32.5.

4. Adobe (ADBE)

Adobe is a prime victim of AI anxiety, with critics worried its creative software suite will become irrelevant. While AI narrative risks exist, Adobe's shift to a recurring Creative Cloud subscription model continues to churn out incredible financial performance.

  • The Drop: Down 48.7% over the past year.

  • The Fundamentals: TTM revenue reached $25.2 billion (up 11.49% YoY) and TTM FCF sits at $10.63 billion (up 12.61% YoY).

  • Deep Value: Historically, Adobe commanded a 28.12 FCF multiple. Today, it trades at a rock-bottom price-to-FCF ratio of 7.37, representing a 74% discount to its 5-year historical fair value.

5. ServiceNow (NOW)

ServiceNow isn't at its exact bottom, but it's close enough to warrant attention. When the enterprise SaaS business model works seamlessly, it creates a rocket ship of compounding cash—which is exactly what ServiceNow has done since going public.

  • The Drop: Down 53% over the past year.

  • The Fundamentals: TTM revenue is up an incredible 21.7% YoY to $13.96 billion. TTM FCF expanded by 26.17% to $4.63 billion. Even after the sell-off, its post-IPO compound annual growth rate remains 23.4%.

  • Deep Value: Its price-to-FCF ratio has compressed down to 18.63 from a premium historical median of 51, trading at a 59% discount to its historical baseline.

Playing the software space right now requires a case-by-case approach. Some poorly managed companies will fail to adapt, but well-run, cash-flowing machines are being unfairly punished by short-term sentiment.

Dividend News

New Dividend Increases This Week

  • RITM - Rithm Capital raises quarterly dividend by 44% to $0.36/share

  • AZZ - AZZ raises quarterly dividend by 20% to $0.24/share

  • MATX - Matson raises quarterly dividend by 5.6% to $0.38/share

  • KR - Kroger raises dividend by 11.4% to $0.39

  • DRI - Darden Restaurants raises dividend by 8% to $1.62

  • DD - DuPont raises quarterly dividend by 200% to $0.60/share

  • MRP - Millrose Properties raises quarterly dividend by 1.3% to $0.77/share

  • WOR - Worthington Enterprises raises quarterly dividend by 5.3% to $0.20

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– Zach
Founder, Dividend Data

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Disclaimer: Dividend Dividend (Dividend Data LLC) is not a professional financial service. All materials released from Dividend Data (Dividend Data LLC) are for educational and entertainment purposes. Dividend Data (Dividend Data LLC) is not a replacement for a professional's opinion. Contributors to the Dividend Data (Dividend Data LLC) might have equities mentioned in the newsletter

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