The Intrinsic Value Tool
Four classic valuation models — DCF, Ben Graham, and dividend discount — with editable, prefilled assumptions.
The Intrinsic Value tool estimates what a stock is *worth* based on its fundamentals, independent of its current price. It implements four classic valuation models and shows all the math, so you can see — and change — every assumption behind the number.
Intrinsic Value is a Pro tool. Free accounts see a preview landing with an interactive demo; the calculators unlock with Pro.
The Four Calculators
- Advanced DCF — a two-stage discounted cash flow: forecasts five years of unlevered free cash flow, discounts at the company's cost of capital, and adds a terminal value.
- Simple DCF — the streamlined version: grows free cash flow per share at a single rate and discounts it back.
- Ben Graham — Benjamin Graham's classic formula, based on earnings per share and expected growth, adjusted for bond yields.
- Dividend Discount — values the stock as the present value of its growing future dividends. Best for steady payers.
The Overview: Which Models Fit
Not every model suits every stock — a dividend discount model is meaningless for a non-payer, and DCF struggles with erratic cash flows. The tool opens on an Overview that rates each model's fit for the stock you've loaded, best fits first. There is deliberately no single blended "the answer" number on the Overview: forcing four models into one figure hides more than it reveals.
Assumptions You Can Edit
Every input — growth rates, discount rate, margins — prefills from the company's actual reported data, matching the stock pages exactly. Each model runs bear, base, and bull cases, and every assumption is editable with the math shown. The result is an intrinsic-value estimate plus a margin of safety — how far the current price sits below (or above) that estimate. Your full setup lives in the URL, so you can bookmark or share a scenario.
Guardrails on Extreme Inputs
Valuation models are sensitive: an aggressive growth rate compounded for decades produces fantasy numbers. The tool flags implausible setups — assumptions or outputs far outside reasonable bounds get called out rather than presented as credible. Treat a flag as a prompt to recheck your inputs, not an obstacle.
Frequently Asked Questions
Why do the four models give different values?
They measure different things — cash flows, earnings, dividends — under different assumptions, so spread between them is normal. The Overview's fit ratings tell you which models to weight for a given stock.