

The United States spot XRP exchange-traded funds (ETFs) recorded their highest weekly cash inflow in nine months, of more than $100 million during the week of August 2024.

On May 11, the United States spot XRP exchange-traded funds (ETFs) recorded the largest daily cash inflow since January 5, 2026.

XRP (CRYPTO:XRP) has spent the better part of two years working through regulatory uncertainty, and now that the dust has settled, a new question has emerged for mainstream investors around how to actually get exposure.

For years, XRP (CRYPTO: XRP) has existed in a kind of regulatory purgatory as Ripple's long-running legal battle with the SEC cast a shadow over the entire asset, keeping institutional money on the sidelines and leaving retail investors with limited, often inconvenient ways to get exposure.

Franklin XRP ETF (XRPZ) stands out as the most attractive long-term vehicle for XRP exposure due to its low sponsor fee and substantial AUM. I assign a 'Hold' rating to both XRPZ and XRP-USD, reflecting ongoing risk-off sentiment and recent ~60% drawdown in XRP-USD. XRPZ benefits from regulated custody (Coinbase) and offers cost efficiency, but lacks staking yield unlike Solana or Ethereum ETFs.

Among the current wave of altcoin ETF launches, a growing number of products are hitting the market that many advisors and investors still don't know well. Bitcoin has a strong narrative at this point, and even ethereum's story is becoming more mainstream — but other altcoins still remain relatively under-the-radar.
SEC filings for XRPZ aren't indexed yet (common for recently launched funds). Browse the issuer's filings on SEC EDGAR directly.