- What does WMBDX invest in?
- The WesMark Government Bond Fund primarily allocates its capital to U.S. government-issued debt in pursuit of its investment objectives. This encompasses not only U.S. Treasury securities but also obligations from U.S. government-sponsored entities (GSEs). Additionally, the fund's holdings may extend to high-quality corporate debt securities that carry an investment-grade rating. It also has the flexibility to invest in specific taxable bonds issued by municipal entities, such as Build America Bonds.
- What is the expense ratio of WMBDX?
- WesMark Government Bond Fund (WMBDX) charges an expense ratio of 1.00%. This is the annual fee deducted from fund assets to cover management and operations.
- What is WMBDX's dividend yield?
- WMBDX's trailing-twelve-month yield is 3.71%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of WMBDX?
- Effective duration measures WMBDX's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. WMBDX's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of WMBDX?
- WMBDX's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of WMBDX?
- Yield to maturity (YTM) is the total return you'd earn from WMBDX if every bond in the portfolio is held to maturity at the current price. WMBDX's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
