Voya Target Retirement 2070 R

Frequently Asked Questions About VTRLX

What does VTRLX invest in?

The primary objective of this investment is to achieve both long-term capital growth and a consistent income stream, reflecting its current portfolio distribution. It achieves this by allocating its assets across various Vanguard mutual funds, employing a strategic asset allocation approach specifically tailored for individuals who anticipate retiring around the year 2050. As time progresses, the fund's investment mix will gradually shift towards a more conservative profile. This entails a systematic reduction in its equity holdings and a corresponding increase in its allocation to bonds and other fixed-income securities.

What is the expense ratio of VTRLX?

Voya Target Retirement 2070 R (VTRLX) charges an expense ratio of 0.82%. This is the annual fee deducted from fund assets to cover management and operations.

How big is VTRLX?

Voya Target Retirement 2070 R (VTRLX) manages $3.8M in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is VTRLX actively managed or an index fund?

VTRLX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy.

When was VTRLX launched?

Voya Target Retirement 2070 R (VTRLX) launched in August 2025 and is managed by the fund issuer.

How has VTRLX performed?

VTRLX's total return — price change plus reinvested distributions — is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon.