Vanguard Target Retirement 2030 Fund

Frequently Asked Questions About VTHRX

What does VTHRX invest in?

This Vanguard fund delivers a pre-diversified portfolio within a single investment vehicle, automatically adjusting its underlying asset allocation over time. It offers extensive market exposure, systematically decreasing its equity holdings and boosting its allocation to fixed-income securities as the designated retirement year approaches. This adaptive rebalancing continues for roughly seven years past that date, ultimately aligning its asset distribution with that of the Target Retirement Income Fund. Prospective investors should be comfortable with the inherent price fluctuations and risks associated with both the stock and bond markets. This particular fund is designed for individuals anticipating their retirement between 2028 and 2032.

What is the expense ratio of VTHRX?

Vanguard Target Retirement 2030 Fund (VTHRX) charges an expense ratio of 0.08%. This is the annual fee deducted from fund assets to cover management and operations.

What is VTHRX's dividend yield?

VTHRX's trailing-twelve-month yield is 3.78%, calculated from the sum of dividends over the past year divided by the current price.

How big is VTHRX?

Vanguard Target Retirement 2030 Fund (VTHRX) manages $114.30B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is VTHRX actively managed or an index fund?

VTHRX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy.

When was VTHRX launched?

Vanguard Target Retirement 2030 Fund (VTHRX) launched in June 2006 and is managed by Vanguard.