- What does VIPSX invest in?
- This fund is designed to safeguard investors' capital from the eroding effect of inflation by primarily investing in securities structured to provide a "real" return. It focuses specifically on government-backed, inflation-indexed bonds, where the principal value is periodically adjusted in response to inflationary changes. The portfolio entails moderate to significant interest rate risk, meaning fluctuations in market interest rates, whether upward or downward, could lead to diminished bond prices or a future reduction in income. Additionally, the income generated by the fund may exhibit greater volatility than typical bond investments, as its payments are directly tied to evolving inflation rates. Long-term investors may find this fund a suitable addition to an existing, diversified fixed-income portfolio.
- What is the expense ratio of VIPSX?
- Vanguard Inflation-Protected Securities Fund Investor Shares (VIPSX) charges an expense ratio of 0.20%. This is the annual fee deducted from fund assets to cover management and operations.
- What is VIPSX's dividend yield?
- VIPSX's trailing-twelve-month yield is 4.96%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of VIPSX?
- Effective duration measures VIPSX's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. VIPSX's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of VIPSX?
- VIPSX's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of VIPSX?
- Yield to maturity (YTM) is the total return you'd earn from VIPSX if every bond in the portfolio is held to maturity at the current price. VIPSX's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
