- What does VFICX invest in?
- This fund aims to provide broad access to a diverse portfolio of medium to high-quality, investment-grade debt instruments, typically maturing between five and ten years on average. To meet this objective, it allocates capital across corporate debt, aggregated consumer loans (such as asset-backed securities), and obligations issued by the U.S. government, all within this intermediate maturity window. A key risk for the fund involves interest rate fluctuations: an increase in rates could diminish the value of its bond holdings, while a decrease might eventually lead to a reduction in the income generated by the portfolio. Given its focused investment approach within a specific duration segment of the fixed-income market, this fund can act as a valuable supplement to a primary bond allocation in an investor's overall portfolio.
- What is the expense ratio of VFICX?
- Vanguard Intermediate-Term Investment-Grade Fund Investor Shares (VFICX) charges an expense ratio of 0.20%. This is the annual fee deducted from fund assets to cover management and operations.
- What is VFICX's dividend yield?
- VFICX's trailing-twelve-month yield is 5.10%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of VFICX?
- Effective duration measures VFICX's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. VFICX's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of VFICX?
- VFICX's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of VFICX?
- Yield to maturity (YTM) is the total return you'd earn from VFICX if every bond in the portfolio is held to maturity at the current price. VFICX's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
