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Rising rates are grinding through bond portfolios, but one corner of the Treasury market resets its coupon every single week. Whether that mechanism actually beats owning plain T-bills depends on a timing question most investors never think to ask.
Most bond investors know rising rates hurt their portfolios, but a corner of the Treasury market is structured to do the opposite. The question is whether this overlooked instrument actually delivers on that promise when it matters most.
Your RMD hit your account, you don't need the money, and the IRS already took its cut. Now that cash is sitting idle in a taxable account with no plan, but three ETFs can each give it a completely different job.
Following the Federal Reserve's highly anticipated September meeting, which saw the central bank raise rates by 25 basis points, fixed-income investors are once again reassessing their portfolios. The central bank is navigating a complex macroeconomic backdrop that features persistent inflation, rising government debt and mounting geopolitical tensions, among other issues.
Markets have dealt with serious whiplash from the Federal Reserve's dramatic policy pivot this year. In just six months, the Fed funds futures market went from pricing in two rate cuts totaling 50 basis points to now pricing in two rate hikes in 2026.
The Social Security earnings test is quietly clawing back your early retirement check every month you keep working, but three ETFs can plug that gap with income that arrives on the same schedule as the benefit you're losing.
Your 401(k) stable value fund looks rock solid, but that sense of security may be costing you thousands in yield that safer alternatives are already paying out to other retirees.
FLOT looks like a cash substitute with a floating yield, but nearly half its portfolio hides a concentration risk that most investors scanning the headline number never think to check.