Upstart Holdings, Inc.

Frequently Asked Questions About UPST

What does UPST invest in?

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

What is the expense ratio of UPST?

An expense ratio for Upstart Holdings, Inc. (UPST) is not available from our data sources — neither our market-data feed nor the SEC's structured prospectus and annual-report datasets report one for this share class. The fund's prospectus on the issuer's site carries the authoritative fee.

How big is UPST?

Upstart Holdings, Inc. (UPST) manages $2.64B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is UPST actively managed or an index fund?

UPST's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy.

When was UPST launched?

Upstart Holdings, Inc. (UPST) launched in December 2020 and is managed by the fund issuer.

How has UPST performed?

UPST's total return — price change plus reinvested distributions — is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon.