- What does TRRGX invest in?
- This fund allocates its capital across a diverse collection of T. Rowe Price's own stock and bond mutual funds, encompassing a wide range of asset classes and market sectors. The investment mix within the fund is progressively rebalanced as it approaches its designated target retirement date. Aligned with the 2015 retirement year stated in its name, the fund's strategy is built on the assumption that investors will retire at age 65.
- What is the expense ratio of TRRGX?
- T . Rowe Price Retirement 2015 Fund (TRRGX) charges an expense ratio of 0.49%. This is the annual fee deducted from fund assets to cover management and operations.
- What is TRRGX's dividend yield?
- TRRGX's trailing-twelve-month yield is 5.42%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of TRRGX?
- Effective duration measures TRRGX's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. TRRGX's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of TRRGX?
- TRRGX's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of TRRGX?
- Yield to maturity (YTM) is the total return you'd earn from TRRGX if every bond in the portfolio is held to maturity at the current price. TRRGX's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
