- What does TRRCX invest in?
- This fund strategically invests in a diverse portfolio of other T. Rowe Price mutual funds, spanning both stock and bond markets to cover various asset classes and sectors. The allocation of these underlying investments is designed to shift and adapt over time, corresponding to its specific target retirement year. Managed with a focus on its namesake target date of 2030, the fund's strategy is built on the assumption that investors will retire at age 65.
- What is the expense ratio of TRRCX?
- T. Rowe Price Retirement 2030 Fund (TRRCX) charges an expense ratio of 0.55%. This is the annual fee deducted from fund assets to cover management and operations.
- What is TRRCX's dividend yield?
- TRRCX's trailing-twelve-month yield is 5.28%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of TRRCX?
- Effective duration measures TRRCX's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. TRRCX's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of TRRCX?
- TRRCX's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of TRRCX?
- Yield to maturity (YTM) is the total return you'd earn from TRRCX if every bond in the portfolio is held to maturity at the current price. TRRCX's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
