- What does TRFHX invest in?
- This fund allocates its capital across a diverse collection of T. Rowe Price stock and bond funds, spanning numerous asset classes and industry sectors. The asset allocation within these underlying T. Rowe Price mutual funds will progressively shift over time as it nears its designated target retirement year. This investment vehicle's strategy is specifically designed for the 2030 retirement date stated in its name, factoring in an assumed retirement age of 65.
- What is the expense ratio of TRFHX?
- T. Rowe Price Retirement 2030 I (TRFHX) charges an expense ratio of 0.39%. This is the annual fee deducted from fund assets to cover management and operations.
- What is TRFHX's dividend yield?
- TRFHX's trailing-twelve-month yield is 5.46%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of TRFHX?
- Effective duration measures TRFHX's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. TRFHX's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of TRFHX?
- TRFHX's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of TRFHX?
- Yield to maturity (YTM) is the total return you'd earn from TRFHX if every bond in the portfolio is held to maturity at the current price. TRFHX's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
