Schwab Target 2050 Index Fund Institutional Shares

Frequently Asked Questions About SWYMX

What does SWYMX invest in?

This fund endeavors to achieve its financial objectives predominantly by investing in exchange-traded funds (ETFs) affiliated with Schwab. Its established policy dictates that, in typical market environments, a minimum of 80% of its total assets (inclusive of net assets and any borrowed capital used for investment) will be allocated to underlying funds engineered to replicate the performance of particular market indices. The fund's strategic management is aligned with the specific target retirement year embedded in its name, predicated on an assumed retirement age of 65.

What is the expense ratio of SWYMX?

Schwab Target 2050 Index Fund Institutional Shares (SWYMX) charges an expense ratio of 0.08%. This is the annual fee deducted from fund assets to cover management and operations.

How big is SWYMX?

Schwab Target 2050 Index Fund Institutional Shares (SWYMX) manages $1.68B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is SWYMX actively managed or an index fund?

SWYMX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy.

When was SWYMX launched?

Schwab Target 2050 Index Fund Institutional Shares (SWYMX) launched in August 2016 and is managed by Schwab.

How has SWYMX performed?

SWYMX's total return — price change plus reinvested distributions — is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon.