Schwab Target 2025 Index Fund Institutional Shares

Frequently Asked Questions About SWYDX

What does SWYDX invest in?

The fund aims to achieve its investment objectives predominantly by allocating capital to various exchange-traded funds (ETFs) managed by Schwab. Its policy dictates that, under typical market conditions, at least 80% of its total assets (including any funds borrowed for investment purposes) will be invested in underlying funds engineered to mirror the performance of specific market benchmarks. The fund's investment approach is strategically tailored to the target retirement year specified in its name, predicated on an assumed retirement age of 65 for its investors.

What is the expense ratio of SWYDX?

Schwab Target 2025 Index Fund Institutional Shares (SWYDX) charges an expense ratio of 0.08%. This is the annual fee deducted from fund assets to cover management and operations.

How big is SWYDX?

Schwab Target 2025 Index Fund Institutional Shares (SWYDX) manages $661.1M in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is SWYDX actively managed or an index fund?

SWYDX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy.

When was SWYDX launched?

Schwab Target 2025 Index Fund Institutional Shares (SWYDX) launched in August 2016 and is managed by Schwab.

How has SWYDX performed?

SWYDX's total return — price change plus reinvested distributions — is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon.