Schwab Target 2025 Fund

Frequently Asked Questions About SWHRX

What does SWHRX invest in?

This fund aims to fulfill its investment goals primarily by directing its assets into a mix of affiliated Schwab Funds and Laudus Funds. It also retains the discretion to invest in mutual funds offered by unrelated, third-party companies. These various investments – including Schwab Funds, Laudus Funds, and other external funds – are collectively known as 'underlying funds.' The fund's allocation among these underlying holdings strictly adheres to its predetermined target portfolio strategy.

What is the expense ratio of SWHRX?

Schwab Target 2025 Fund (SWHRX) charges an expense ratio of 0.29%. This is the annual fee deducted from fund assets to cover management and operations.

How big is SWHRX?

Schwab Target 2025 Fund (SWHRX) manages $366.3M in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is SWHRX actively managed or an index fund?

SWHRX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy.

When was SWHRX launched?

Schwab Target 2025 Fund (SWHRX) launched in March 2008 and is managed by Schwab.

How has SWHRX performed?

SWHRX's total return — price change plus reinvested distributions — is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon.