Schwab Target 2030 Fund

Frequently Asked Questions About SWDRX

What does SWDRX invest in?

This fund aims to achieve its investment goals primarily by allocating capital among various affiliated Schwab and Laudus funds. It also possesses the discretion to invest in external, independent third-party mutual funds. Collectively, these diverse holdings — both affiliated and unaffiliated — are designated as the "underlying funds." The fund's investments in these underlying vehicles are executed in line with its strategic target portfolio allocation.

What is the expense ratio of SWDRX?

Schwab Target 2030 Fund (SWDRX) charges an expense ratio of 0.38%. This is the annual fee deducted from fund assets to cover management and operations.

How big is SWDRX?

Schwab Target 2030 Fund (SWDRX) manages $1.03B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is SWDRX actively managed or an index fund?

SWDRX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy.

When was SWDRX launched?

Schwab Target 2030 Fund (SWDRX) launched in July 2005 and is managed by Schwab.

How has SWDRX performed?

SWDRX's total return — price change plus reinvested distributions — is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon.