Frequently Asked Questions About SWCRX

What are the top holdings of SWCRX?

Schwab Target 2020 Fund holds 22 securities in total. The largest positions and their portfolio weights are listed on the Holdings tab.

How many holdings does SWCRX have?

SWCRX holds 22 positions as reported by the fund's most recent disclosure.

What sectors does SWCRX invest in?

Schwab Target 2020 Fund (SWCRX) allocates across the sectors shown above. The largest exposure tops the list; the rest follow in descending weight order.

What sector is SWCRX most exposed to?

SWCRX's full sector breakdown is on the Sectors tab. The largest sector weight is shown there along with the rest of the allocation.

Is SWCRX a US-only fund?

The country allocation card on this page shows SWCRX's geographic exposure. Funds with > 95% US weight are effectively US-only; international or global funds will show meaningful weights across multiple countries.

What does SWCRX invest in?

This fund strives to achieve its financial objectives mainly by allocating capital to a blend of affiliated Schwab and Laudus investment products. It also has the discretion to invest in mutual funds managed by independent third-party entities. Collectively, these Schwab, Laudus, and external funds are referred to as the "underlying funds." The fund's investments in these underlying components are guided by its established target portfolio allocation.

SWCRX

Schwab Target 2020 Fund

NASDAQ·Asset Management · Financial Services

$13.42$0.04−0.30%

Market closed·Oct 23 4:00 PM EDT

Portfolio as of April 30, 2026, from the fund's SEC Form N-PORT filing. Funds disclose holdings quarterly, with a ~60-day publication delay. Sector breakdowns aren't part of this filing, so none is shown.

Top Holdings

holdings

808517718
Schwab U.S. Aggregate Bond Index Fund
23.55%
808509855
Schwab S&P 500 Index Fund
14.79%
057071854
Baird Aggregate Bond Fund
11.97%
808517692
Schwab Short-Term Bond Index Fund
6.99%
808517817
Schwab Treasury Inflation Protected Securities Index Fund
6.09%
808509640
Schwab International Opportunities Fund
5.17%
51855Q549
Schwab Select Large Cap Growth Fund
4.35%
808509210
Schwab International Core Equity Fund
4.06%
256219106
Dodge & Cox Stock Fund
3.09%
808517759
Schwab Global Real Estate Fund
2.46%
Other
11 more holdings
17.21%

Top 10 holdings

82.53%

Top 25 holdings

99.74%

Concentration index

0.1118

Effective holdings

Chart tools

Open Top Holdings in Chart Builder to fine-tune colors, labels, and timeframe, then download a high-res PNG.

All Holdings (21)

#	TickerHolding	Name	Weight	Shares	Market Value
1	808517718808517718Schwab U.S. Aggregate Bond Index Fund	Schwab U.S. Aggregate Bond Index Fund	23.55%	7.60M	$67.78M
2	808509855808509855Schwab S&P 500 Index Fund	Schwab S&P 500 Index Fund	14.79%	2.30M	$42.58M
3	057071854057071854Baird Aggregate Bond Fund	Baird Aggregate Bond Fund	11.97%	3.50M	$34.45M
4	808517692808517692Schwab Short-Term Bond Index Fund	Schwab Short-Term Bond Index Fund	6.99%	2.09M	$20.13M
5	808517817808517817Schwab Treasury Inflation Protected Securities Index Fund	Schwab Treasury Inflation Protected Securities Index Fund	6.09%	1.68M	$17.53M
6	808509640808509640Schwab International Opportunities Fund	Schwab International Opportunities Fund	5.17%	572.22K	$14.89M
7	51855Q54951855Q549Schwab Select Large Cap Growth Fund	Schwab Select Large Cap Growth Fund	4.35%	473.75K	$12.54M
8	808509210808509210Schwab International Core Equity Fund	Schwab International Core Equity Fund	4.06%	719.40K	$11.69M
9	256219106256219106Dodge & Cox Stock Fund	Dodge & Cox Stock Fund	3.09%	524.30K	$8.89M
10	808517759808517759Schwab Global Real Estate Fund	Schwab Global Real Estate Fund	2.46%	971.03K	$7.08M
11	808509442808509442Schwab Fundamental U.S. Large Company Index Fund	Schwab Fundamental U.S. Large Company Index Fund	2.39%	192.91K	$6.87M
12	94990B30894990B308Allspring Core Plus Bond Fund	Allspring Core Plus Bond Fund	2.33%	599.73K	$6.72M
13	693390882693390882PIMCO International Bond Fund U.S. Dollar-Hedged	PIMCO International Bond Fund U.S. Dollar-Hedged	2.14%	634.22K	$6.15M
14	808509673808509673Schwab Small-Cap Equity Fund	Schwab Small-Cap Equity Fund	2.05%	252.60K	$5.90M
15	808515498808515498Schwab Government Money Fund	Schwab Government Money Fund	1.88%	5.42M	$5.42M
16	808509806808509806Schwab Core Equity Fund	Schwab Core Equity Fund	1.73%	194.65K	$4.97M
17	80850L72680850L726Schwab U.S. Mid-Cap Index Fund	Schwab U.S. Mid-Cap Index Fund	1.57%	289.79K	$4.53M
18	543487136543487136Loomis Sayles Investment Grade Bond Fund	Loomis Sayles Investment Grade Bond Fund	1.20%	355.21K	$3.47M
19	74437E47974437E479PGIM Jennison Growth Fund	PGIM Jennison Growth Fund	1.09%	42.75K	$3.13M
20	808509376808509376Schwab Fundamental International Equity Index Fund	Schwab Fundamental International Equity Index Fund	0.58%	104.27K	$1.66M

Showing 20 of 21

Sectors

sectors

Technology
30.17%
Financial Services
12.07%
Industrials
11.09%
Healthcare
10.54%
Consumer Cyclical
8.64%
Communication Services
7.98%
Real Estate
7.32%
Consumer Defensive
4.00%
Energy
3.62%
Basic Materials
2.78%
Other
1 more sector
1.79%

Top 3 sectors

53.33%

Top 5 sectors

72.51%

Concentration index

0.1522

Effective sectors

Chart tools

Open Sector Allocation in Chart Builder to fine-tune colors, labels, and timeframe, then download a high-res PNG.

Countries

Domicile

United States · 99.74%

Asset Classes

Primary asset class

Equity

Strategy

Thematic

Income strategy

No income focus

Frequently Asked Questions About SWCRX

What are the top holdings of SWCRX?: Schwab Target 2020 Fund holds 22 securities in total. The largest positions and their portfolio weights are listed on the Holdings tab.
How many holdings does SWCRX have?: SWCRX holds 22 positions as reported by the fund's most recent disclosure.
What sectors does SWCRX invest in?: Schwab Target 2020 Fund (SWCRX) allocates across the sectors shown above. The largest exposure tops the list; the rest follow in descending weight order.
What sector is SWCRX most exposed to?: SWCRX's full sector breakdown is on the Sectors tab. The largest sector weight is shown there along with the rest of the allocation.
Is SWCRX a US-only fund?: The country allocation card on this page shows SWCRX's geographic exposure. Funds with > 95% US weight are effectively US-only; international or global funds will show meaningful weights across multiple countries.
What does SWCRX invest in?: This fund strives to achieve its financial objectives mainly by allocating capital to a blend of affiliated Schwab and Laudus investment products. It also has the discretion to invest in mutual funds managed by independent third-party entities. Collectively, these Schwab, Laudus, and external funds are referred to as the "underlying funds." The fund's investments in these underlying components are guided by its established target portfolio allocation.

TickerHolding

Name

Weight

Market Value

808517718808517718Schwab U.S. Aggregate Bond Index Fund

Schwab U.S. Aggregate Bond Index Fund

23.55%

7.60M

$67.78M

808509855808509855Schwab S&P 500 Index Fund

Schwab S&P 500 Index Fund

14.79%

2.30M

$42.58M

057071854057071854Baird Aggregate Bond Fund

Baird Aggregate Bond Fund

11.97%

3.50M

$34.45M

808517692808517692Schwab Short-Term Bond Index Fund

Schwab Short-Term Bond Index Fund

6.99%

2.09M

$20.13M

808517817808517817Schwab Treasury Inflation Protected Securities Index Fund

Schwab Treasury Inflation Protected Securities Index Fund

6.09%

1.68M

$17.53M

808509640808509640Schwab International Opportunities Fund

Schwab International Opportunities Fund

5.17%

572.22K

$14.89M

51855Q54951855Q549Schwab Select Large Cap Growth Fund

Schwab Select Large Cap Growth Fund

4.35%

473.75K

$12.54M

808509210808509210Schwab International Core Equity Fund

Schwab International Core Equity Fund

4.06%

719.40K

$11.69M

256219106256219106Dodge & Cox Stock Fund

Dodge & Cox Stock Fund

3.09%

524.30K

$8.89M

808517759808517759Schwab Global Real Estate Fund

Schwab Global Real Estate Fund

2.46%

971.03K

$7.08M

808509442808509442Schwab Fundamental U.S. Large Company Index Fund

Schwab Fundamental U.S. Large Company Index Fund

2.39%

192.91K

$6.87M

94990B30894990B308Allspring Core Plus Bond Fund

Allspring Core Plus Bond Fund

2.33%

599.73K

$6.72M

693390882693390882PIMCO International Bond Fund U.S. Dollar-Hedged

PIMCO International Bond Fund U.S. Dollar-Hedged

2.14%

634.22K

$6.15M

808509673808509673Schwab Small-Cap Equity Fund

Schwab Small-Cap Equity Fund

2.05%

252.60K

$5.90M

808515498808515498Schwab Government Money Fund

Schwab Government Money Fund

1.88%

5.42M

$5.42M

808509806808509806Schwab Core Equity Fund

Schwab Core Equity Fund

1.73%

194.65K

$4.97M

80850L72680850L726Schwab U.S. Mid-Cap Index Fund

Schwab U.S. Mid-Cap Index Fund

1.57%

289.79K

$4.53M

543487136543487136Loomis Sayles Investment Grade Bond Fund

Loomis Sayles Investment Grade Bond Fund

1.20%

355.21K

$3.47M

74437E47974437E479PGIM Jennison Growth Fund

PGIM Jennison Growth Fund

1.09%

42.75K

$3.13M

808509376808509376Schwab Fundamental International Equity Index Fund

Schwab Fundamental International Equity Index Fund

0.58%

104.27K

$1.66M