Frequently Asked Questions About RRTRX

What are the top holdings of RRTRX?

A machine-readable holdings disclosure for T. Rowe Price Retirement 2045 Fund (RRTRX) is not available from our data sources. Fund families sometimes register portfolio filings under a sibling share class or outside the SEC's structured datasets. Rather than estimate, we leave the section blank; the issuer's website carries the authoritative portfolio list.

What sectors does RRTRX invest in?

T. Rowe Price Retirement 2045 Fund (RRTRX) allocates across the sectors shown above. The largest exposure tops the list; the rest follow in descending weight order.

What sector is RRTRX most exposed to?

RRTRX's full sector breakdown is on the Sectors tab. The largest sector weight is shown there along with the rest of the allocation.

Is RRTRX a US-only fund?

The country allocation card on this page shows RRTRX's geographic exposure. Funds with > 95% US weight are effectively US-only; international or global funds will show meaningful weights across multiple countries.

What does RRTRX invest in?

This fund strategically allocates its investments across a broad spectrum of T. Rowe Price's proprietary stock and bond mutual funds. This approach creates a diversified portfolio that spans various asset classes and market sectors. The composition of these underlying investments is designed to progressively adjust over time, aligning with the fund's specific target retirement date. Specifically, this fund is strategically managed for individuals intending to retire around the year 2045, as indicated by its name, based on the assumption of a 65-year-old retirement age.

RRTRX

T. Rowe Price Retirement 2045 Fund

NASDAQ·Asset Management · Financial Services

$27.16$0.32−1.16%

Market closed·Oct 22 4:00 PM EDT

Portfolio as of February 28, 2026, from the fund's SEC Form N-PORT filing. Funds disclose holdings quarterly, with a ~60-day publication delay. Sector breakdowns aren't part of this filing, so none is shown.

Top Holdings

holdings

779578400
TRP VALUE FD-Z
15.95%
77958E208
TRP GROWTH STOCK FD-Z
14.27%
87281D827
TRP INTL VALUE EQUITY FD-Z
8.84%
779552504
TRP EQUITY INDEX 500 FD-Z
8.73%
74149R404
TRP US LARGE-CAP CORE FD-Z
8.40%
87281D835
TRP OVERSEAS STOCK FD-Z
8.14%
87279W308
TRP REAL ASSETS FD-Z
6.56%
87281D843
TRP INTL STOCK FD-Z
6.42%
87281D884
TRP EM MKTS DISCOVERY STK FD-Z CL
3.26%
77957Y502
TRP MID-CAP VALUE FD-Z
3.12%
Other
15 more holdings
16.34%

Top 10 holdings

83.69%

Top 25 holdings

99.99%

Concentration index

0.0885

Effective holdings

Chart tools

Open Top Holdings in Chart Builder to fine-tune colors, labels, and timeframe, then download a high-res PNG.

All Holdings (30)

#	TickerHolding	Name	Weight	Shares	Market Value
1	779578400779578400TRP VALUE FD-Z	TRP VALUE FD-Z	15.95%	59.03M	$3.12B
2	77958E20877958E208TRP GROWTH STOCK FD-Z	TRP GROWTH STOCK FD-Z	14.27%	26.94M	$2.79B
3	87281D82787281D827TRP INTL VALUE EQUITY FD-Z	TRP INTL VALUE EQUITY FD-Z	8.84%	64.89M	$1.73B
4	779552504779552504TRP EQUITY INDEX 500 FD-Z	TRP EQUITY INDEX 500 FD-Z	8.73%	9.54M	$1.71B
5	74149R40474149R404TRP US LARGE-CAP CORE FD-Z	TRP US LARGE-CAP CORE FD-Z	8.40%	36.87M	$1.64B
6	87281D83587281D835TRP OVERSEAS STOCK FD-Z	TRP OVERSEAS STOCK FD-Z	8.14%	89.41M	$1.59B
7	87279W30887279W308TRP REAL ASSETS FD-Z	TRP REAL ASSETS FD-Z	6.56%	61.12M	$1.28B
8	87281D84387281D843TRP INTL STOCK FD-Z	TRP INTL STOCK FD-Z	6.42%	55.65M	$1.25B
9	87281D88487281D884TRP EM MKTS DISCOVERY STK FD-Z CL	TRP EM MKTS DISCOVERY STK FD-Z CL	3.26%	30.56M	$637.40M
10	77957Y50277957Y502TRP MID-CAP VALUE FD-Z	TRP MID-CAP VALUE FD-Z	3.12%	17.09M	$609.16M
11	87281D87687281D876TRP EMER MKTS STOCK FD-Z	TRP EMER MKTS STOCK FD-Z	2.97%	11.47M	$579.64M
12	779556505779556505TRP MID-CAP GROWTH FD-Z	TRP MID-CAP GROWTH FD-Z	2.88%	5.56M	$562.35M
13	779562305779562305TRP NEW HORIZONS FD-Z	TRP NEW HORIZONS FD-Z	1.78%	6.09M	$347.86M
14	77957Q40077957Q400TRP SMALL-CAP VALUE FD-Z	TRP SMALL-CAP VALUE FD-Z	1.74%	6.10M	$339.59M
15	779572601779572601TRP SMALL-CAP STOCK FD-Z	TRP SMALL-CAP STOCK FD-Z	1.72%	5.41M	$337.06M
16	77957T80077957T800TRP US TREASURY MONEY FD-Z	TRP US TREASURY MONEY FD-Z	1.55%	302.76M	$302.76M
17	779570506779570506TRP NEW INCOME FD-Z	TRP NEW INCOME FD-Z	1.30%	31.39M	$254.58M
18	77957T70177957T701TRP US TREASURY LONG-TERM INDEX FD-Z	TRP US TREASURY LONG-TERM INDEX FD-Z	0.81%	21.36M	$158.30M
19	87281D85087281D850TRP INTL BOND FD (USD HEDGED)-Z	TRP INTL BOND FD (USD HEDGED)-Z	0.55%	12.52M	$108.06M
20	872798301872798301TRP LTD DURATION INFL FOCUSED BD FD-Z	TRP LTD DURATION INFL FOCUSED BD FD-Z	0.49%	20.23M	$95.06M

Showing 20 of 30

Sectors

The fund issuer's factsheet may carry this breakdown directly.

Countries

Domicile

United States · 99.99%

Asset Classes

Primary asset class

Fixed income

Strategy

Actively Managed

Income strategy

Bond yield

Issuer-reported asset class: Bond

Frequently Asked Questions About RRTRX

What are the top holdings of RRTRX?: A machine-readable holdings disclosure for T. Rowe Price Retirement 2045 Fund (RRTRX) is not available from our data sources. Fund families sometimes register portfolio filings under a sibling share class or outside the SEC's structured datasets. Rather than estimate, we leave the section blank; the issuer's website carries the authoritative portfolio list.
What sectors does RRTRX invest in?: T. Rowe Price Retirement 2045 Fund (RRTRX) allocates across the sectors shown above. The largest exposure tops the list; the rest follow in descending weight order.
What sector is RRTRX most exposed to?: RRTRX's full sector breakdown is on the Sectors tab. The largest sector weight is shown there along with the rest of the allocation.
Is RRTRX a US-only fund?: The country allocation card on this page shows RRTRX's geographic exposure. Funds with > 95% US weight are effectively US-only; international or global funds will show meaningful weights across multiple countries.
What does RRTRX invest in?: This fund strategically allocates its investments across a broad spectrum of T. Rowe Price's proprietary stock and bond mutual funds. This approach creates a diversified portfolio that spans various asset classes and market sectors. The composition of these underlying investments is designed to progressively adjust over time, aligning with the fund's specific target retirement date. Specifically, this fund is strategically managed for individuals intending to retire around the year 2045, as indicated by its name, based on the assumption of a 65-year-old retirement age.

TickerHolding

Name

Weight

Market Value

779578400779578400TRP VALUE FD-Z

TRP VALUE FD-Z

15.95%

59.03M

$3.12B

77958E20877958E208TRP GROWTH STOCK FD-Z

TRP GROWTH STOCK FD-Z

14.27%

26.94M

$2.79B

87281D82787281D827TRP INTL VALUE EQUITY FD-Z

TRP INTL VALUE EQUITY FD-Z

8.84%

64.89M

$1.73B

779552504779552504TRP EQUITY INDEX 500 FD-Z

TRP EQUITY INDEX 500 FD-Z

8.73%

9.54M

$1.71B

74149R40474149R404TRP US LARGE-CAP CORE FD-Z

TRP US LARGE-CAP CORE FD-Z

8.40%

36.87M

$1.64B

87281D83587281D835TRP OVERSEAS STOCK FD-Z

TRP OVERSEAS STOCK FD-Z

8.14%

89.41M

$1.59B

87279W30887279W308TRP REAL ASSETS FD-Z

TRP REAL ASSETS FD-Z

6.56%

61.12M

$1.28B

87281D84387281D843TRP INTL STOCK FD-Z

TRP INTL STOCK FD-Z

6.42%

55.65M

$1.25B

87281D88487281D884TRP EM MKTS DISCOVERY STK FD-Z CL

TRP EM MKTS DISCOVERY STK FD-Z CL

3.26%

30.56M

$637.40M

77957Y50277957Y502TRP MID-CAP VALUE FD-Z

TRP MID-CAP VALUE FD-Z

3.12%

17.09M

$609.16M

87281D87687281D876TRP EMER MKTS STOCK FD-Z

TRP EMER MKTS STOCK FD-Z

2.97%

11.47M

$579.64M

779556505779556505TRP MID-CAP GROWTH FD-Z

TRP MID-CAP GROWTH FD-Z

2.88%

5.56M

$562.35M

779562305779562305TRP NEW HORIZONS FD-Z

TRP NEW HORIZONS FD-Z

1.78%

6.09M

$347.86M

77957Q40077957Q400TRP SMALL-CAP VALUE FD-Z

TRP SMALL-CAP VALUE FD-Z

1.74%

6.10M

$339.59M

779572601779572601TRP SMALL-CAP STOCK FD-Z

TRP SMALL-CAP STOCK FD-Z

1.72%

5.41M

$337.06M

77957T80077957T800TRP US TREASURY MONEY FD-Z

TRP US TREASURY MONEY FD-Z

1.55%

302.76M

$302.76M

779570506779570506TRP NEW INCOME FD-Z

TRP NEW INCOME FD-Z

1.30%

31.39M

$254.58M

77957T70177957T701TRP US TREASURY LONG-TERM INDEX FD-Z

TRP US TREASURY LONG-TERM INDEX FD-Z

0.81%

21.36M

$158.30M

87281D85087281D850TRP INTL BOND FD (USD HEDGED)-Z

TRP INTL BOND FD (USD HEDGED)-Z

0.55%

12.52M

$108.06M

872798301872798301TRP LTD DURATION INFL FOCUSED BD FD-Z

TRP LTD DURATION INFL FOCUSED BD FD-Z

0.49%

20.23M

$95.06M