- What does RRTCX invest in?
- This fund constructs a diverse portfolio by investing in various T. Rowe Price stock and bond mutual funds, thereby encompassing a broad array of asset classes and market sectors. The specific allocation among these constituent T. Rowe Price funds will be dynamically adjusted over time, guided by its designated retirement date. Named for its 2030 target, the fund's investment strategy is formulated with the assumption that investors will retire at the age of 65.
- What is the expense ratio of RRTCX?
- T. Rowe Price Retirement 2030 Fund (RRTCX) charges an expense ratio of 1.05%. This is the annual fee deducted from fund assets to cover management and operations.
- What is RRTCX's dividend yield?
- RRTCX's trailing-twelve-month yield is 4.94%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of RRTCX?
- Effective duration measures RRTCX's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. RRTCX's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of RRTCX?
- RRTCX's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of RRTCX?
- Yield to maturity (YTM) is the total return you'd earn from RRTCX if every bond in the portfolio is held to maturity at the current price. RRTCX's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
