- What does RRTAX invest in?
- The fund aims to achieve the optimal long-term total return by balancing both the growth of capital and the generation of income. It invests its assets in a broad spectrum of underlying T. Rowe Price mutual funds, encompassing various stock and bond categories across diverse asset classes and market sectors. The portfolio's asset allocation strategically evolves over time, shifting as it approaches its designated target retirement date. This investment vehicle is specifically structured for the retirement year of 2010, as indicated in its name, and operates on the assumption of a retirement age of 65.
- What is the expense ratio of RRTAX?
- T. Rowe Price Retirement 2010 Fund Class R (RRTAX) charges an expense ratio of 0.99%. This is the annual fee deducted from fund assets to cover management and operations.
- What is RRTAX's dividend yield?
- RRTAX's trailing-twelve-month yield is 5.21%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of RRTAX?
- Effective duration measures RRTAX's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. RRTAX's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of RRTAX?
- RRTAX's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of RRTAX?
- Yield to maturity (YTM) is the total return you'd earn from RRTAX if every bond in the portfolio is held to maturity at the current price. RRTAX's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
