Frequently Asked Questions About RPTFX

What are the top holdings of RPTFX?

A machine-readable holdings disclosure for T. Rowe Price Target Retirement 2045 Fund (RPTFX) is not available from our data sources. Fund families sometimes register portfolio filings under a sibling share class or outside the SEC's structured datasets. Rather than estimate, we leave the section blank; the issuer's website carries the authoritative portfolio list.

What sectors does RPTFX invest in?

T. Rowe Price Target Retirement 2045 Fund (RPTFX) allocates across the sectors shown above. The largest exposure tops the list; the rest follow in descending weight order.

What sector is RPTFX most exposed to?

RPTFX's full sector breakdown is on the Sectors tab. The largest sector weight is shown there along with the rest of the allocation.

Is RPTFX a US-only fund?

The country allocation card on this page shows RPTFX's geographic exposure. Funds with > 95% US weight are effectively US-only; international or global funds will show meaningful weights across multiple countries.

What does RPTFX invest in?

This fund aims to achieve the greatest possible overall return over the long term, balancing capital appreciation with income generation. It accomplishes this by allocating its assets across a diverse mix of T. Rowe Price's own stock and bond mutual funds, covering a wide range of asset classes and market sectors. The fund's management strategy is tailored to its designated target retirement year of 2045, based on the assumption that investors will retire at approximately 65 years of age. This target date signifies the approximate point when an investor anticipates retiring and is likely to cease making additional contributions to the fund.

RPTFX

T. Rowe Price Target Retirement 2045 Fund

NASDAQ·Asset Management · Financial Services

$20.98$0.10+0.48%

Market closed·Oct 27 4:00 PM EDT

Portfolio as of May 31, 2026, from the fund's SEC Form N-PORT filing. Funds disclose holdings quarterly, with a ~60-day publication delay. Sector breakdowns aren't part of this filing, so none is shown.

Top Holdings

holdings

77958E208
TRP GROWTH STOCK FD-Z
14.14%
779578400
TRP VALUE FD-Z
13.70%
779552504
TRP EQUITY INDEX 500 FD-Z
7.98%
74149R404
TRP US LARGE-CAP CORE FD-Z
7.67%
87281D827
TRP INTL VALUE EQUITY FD-Z
6.93%
779570506
TRP NEW INCOME FD-Z
6.39%
87281D835
TRP OVERSEAS STOCK FD-Z
6.14%
87281D843
TRP INTL STOCK FD-Z
5.60%
87279W308
TRP REAL ASSETS FD-Z
5.05%
87281D884
TRP EM MKTS DISCOVERY STK FD-Z CL
2.88%
Other
14 more holdings
23.49%

Top 10 holdings

76.49%

Top 25 holdings

99.98%

Concentration index

0.0749

Effective holdings

Chart tools

Open Top Holdings in Chart Builder to fine-tune colors, labels, and timeframe, then download a high-res PNG.

All Holdings (24)

#	TickerHolding	Name	Weight	Shares	Market Value
1	77958E20877958E208TRP GROWTH STOCK FD-Z	TRP GROWTH STOCK FD-Z	14.14%	572.87K	$67.56M
2	779578400779578400TRP VALUE FD-Z	TRP VALUE FD-Z	13.70%	1.22M	$65.44M
3	779552504779552504TRP EQUITY INDEX 500 FD-Z	TRP EQUITY INDEX 500 FD-Z	7.98%	193.63K	$38.15M
4	74149R40474149R404TRP US LARGE-CAP CORE FD-Z	TRP US LARGE-CAP CORE FD-Z	7.67%	777.67K	$36.64M
5	87281D82787281D827TRP INTL VALUE EQUITY FD-Z	TRP INTL VALUE EQUITY FD-Z	6.93%	1.26M	$33.13M
6	779570506779570506TRP NEW INCOME FD-Z	TRP NEW INCOME FD-Z	6.39%	3.86M	$30.55M
7	87281D83587281D835TRP OVERSEAS STOCK FD-Z	TRP OVERSEAS STOCK FD-Z	6.14%	1.65M	$29.36M
8	87281D84387281D843TRP INTL STOCK FD-Z	TRP INTL STOCK FD-Z	5.60%	1.17M	$26.74M
9	87279W30887279W308TRP REAL ASSETS FD-Z	TRP REAL ASSETS FD-Z	5.05%	1.20M	$24.14M
10	87281D88487281D884TRP EM MKTS DISCOVERY STK FD-Z CL	TRP EM MKTS DISCOVERY STK FD-Z CL	2.88%	604.57K	$13.75M
11	87281D87687281D876TRP EMER MKTS STOCK FD-Z	TRP EMER MKTS STOCK FD-Z	2.75%	232.39K	$13.15M
12	77957Y50277957Y502TRP MID-CAP VALUE FD-Z	TRP MID-CAP VALUE FD-Z	2.75%	354.07K	$13.13M
13	87281D85087281D850TRP INTL BOND FD (USD HEDGED)-Z	TRP INTL BOND FD (USD HEDGED)-Z	2.48%	1.39M	$11.87M
14	779556505779556505TRP MID-CAP GROWTH FD-Z	TRP MID-CAP GROWTH FD-Z	2.44%	115.26K	$11.64M
15	77957T70177957T701TRP US TREASURY LONG-TERM INDEX FD-Z	TRP US TREASURY LONG-TERM INDEX FD-Z	2.30%	1.56M	$10.97M
16	779562305779562305TRP NEW HORIZONS FD-Z	TRP NEW HORIZONS FD-Z	1.61%	124.50K	$7.69M
17	77957Q40077957Q400TRP SMALL-CAP VALUE FD-Z	TRP SMALL-CAP VALUE FD-Z	1.58%	125.85K	$7.55M
18	87281D70287281D702TRP DYNAMIC GLOBAL BOND FD-Z	TRP DYNAMIC GLOBAL BOND FD-Z	1.51%	949.17K	$7.23M
19	779572601779572601TRP SMALL-CAP STOCK FD-Z	TRP SMALL-CAP STOCK FD-Z	1.50%	111.67K	$7.18M
20	872798301872798301TRP LTD DURATION INFL FOCUSED BD FD-Z	TRP LTD DURATION INFL FOCUSED BD FD-Z	1.46%	1.48M	$7.00M

Showing 20 of 24

Sectors

The fund issuer's factsheet may carry this breakdown directly.

Countries

Domicile

United States · 99.98%

Asset Classes

Primary asset class

Fixed income

Strategy

Actively Managed

Income strategy

Bond yield

Issuer-reported asset class: Bond

Frequently Asked Questions About RPTFX

What are the top holdings of RPTFX?: A machine-readable holdings disclosure for T. Rowe Price Target Retirement 2045 Fund (RPTFX) is not available from our data sources. Fund families sometimes register portfolio filings under a sibling share class or outside the SEC's structured datasets. Rather than estimate, we leave the section blank; the issuer's website carries the authoritative portfolio list.
What sectors does RPTFX invest in?: T. Rowe Price Target Retirement 2045 Fund (RPTFX) allocates across the sectors shown above. The largest exposure tops the list; the rest follow in descending weight order.
What sector is RPTFX most exposed to?: RPTFX's full sector breakdown is on the Sectors tab. The largest sector weight is shown there along with the rest of the allocation.
Is RPTFX a US-only fund?: The country allocation card on this page shows RPTFX's geographic exposure. Funds with > 95% US weight are effectively US-only; international or global funds will show meaningful weights across multiple countries.
What does RPTFX invest in?: This fund aims to achieve the greatest possible overall return over the long term, balancing capital appreciation with income generation. It accomplishes this by allocating its assets across a diverse mix of T. Rowe Price's own stock and bond mutual funds, covering a wide range of asset classes and market sectors. The fund's management strategy is tailored to its designated target retirement year of 2045, based on the assumption that investors will retire at approximately 65 years of age. This target date signifies the approximate point when an investor anticipates retiring and is likely to cease making additional contributions to the fund.

TickerHolding

Name

Weight

Market Value

77958E20877958E208TRP GROWTH STOCK FD-Z

TRP GROWTH STOCK FD-Z

14.14%

572.87K

$67.56M

779578400779578400TRP VALUE FD-Z

TRP VALUE FD-Z

13.70%

1.22M

$65.44M

779552504779552504TRP EQUITY INDEX 500 FD-Z

TRP EQUITY INDEX 500 FD-Z

7.98%

193.63K

$38.15M

74149R40474149R404TRP US LARGE-CAP CORE FD-Z

TRP US LARGE-CAP CORE FD-Z

7.67%

777.67K

$36.64M

87281D82787281D827TRP INTL VALUE EQUITY FD-Z

TRP INTL VALUE EQUITY FD-Z

6.93%

1.26M

$33.13M

779570506779570506TRP NEW INCOME FD-Z

TRP NEW INCOME FD-Z

6.39%

3.86M

$30.55M

87281D83587281D835TRP OVERSEAS STOCK FD-Z

TRP OVERSEAS STOCK FD-Z

6.14%

1.65M

$29.36M

87281D84387281D843TRP INTL STOCK FD-Z

TRP INTL STOCK FD-Z

5.60%

1.17M

$26.74M

87279W30887279W308TRP REAL ASSETS FD-Z

TRP REAL ASSETS FD-Z

5.05%

1.20M

$24.14M

87281D88487281D884TRP EM MKTS DISCOVERY STK FD-Z CL

TRP EM MKTS DISCOVERY STK FD-Z CL

2.88%

604.57K

$13.75M

87281D87687281D876TRP EMER MKTS STOCK FD-Z

TRP EMER MKTS STOCK FD-Z

2.75%

232.39K

$13.15M

77957Y50277957Y502TRP MID-CAP VALUE FD-Z

TRP MID-CAP VALUE FD-Z

2.75%

354.07K

$13.13M

87281D85087281D850TRP INTL BOND FD (USD HEDGED)-Z

TRP INTL BOND FD (USD HEDGED)-Z

2.48%

1.39M

$11.87M

779556505779556505TRP MID-CAP GROWTH FD-Z

TRP MID-CAP GROWTH FD-Z

2.44%

115.26K

$11.64M

77957T70177957T701TRP US TREASURY LONG-TERM INDEX FD-Z

TRP US TREASURY LONG-TERM INDEX FD-Z

2.30%

1.56M

$10.97M

779562305779562305TRP NEW HORIZONS FD-Z

TRP NEW HORIZONS FD-Z

1.61%

124.50K

$7.69M

77957Q40077957Q400TRP SMALL-CAP VALUE FD-Z

TRP SMALL-CAP VALUE FD-Z

1.58%

125.85K

$7.55M

87281D70287281D702TRP DYNAMIC GLOBAL BOND FD-Z

TRP DYNAMIC GLOBAL BOND FD-Z

1.51%

949.17K

$7.23M

779572601779572601TRP SMALL-CAP STOCK FD-Z

TRP SMALL-CAP STOCK FD-Z

1.50%

111.67K

$7.18M

872798301872798301TRP LTD DURATION INFL FOCUSED BD FD-Z

TRP LTD DURATION INFL FOCUSED BD FD-Z

1.46%

1.48M

$7.00M