- What does RPSIX invest in?
- This fund's primary objective is to generate a substantial level of current income while aiming for moderate fluctuations in its share price. It achieves broad diversification by strategically allocating its capital across a selection of T. Rowe Price mutual funds, each designed to focus on specific market segments. Typically, the portfolio includes various domestic and international bond funds, a money market fund, and an equity fund geared towards income generation. Ultimately, the underlying funds may hold a diverse array of assets, such as high-quality U.S. and global bonds, high-yield debt, short- and long-duration securities, dividend-paying stocks, and other financial instruments.
- What is the expense ratio of RPSIX?
- T. Rowe Price Spectrum Income Fund (RPSIX) charges an expense ratio of 0.61%. This is the annual fee deducted from fund assets to cover management and operations.
- What is RPSIX's dividend yield?
- RPSIX's trailing-twelve-month yield is 5.67%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of RPSIX?
- Effective duration measures RPSIX's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. RPSIX's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of RPSIX?
- RPSIX's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of RPSIX?
- Yield to maturity (YTM) is the total return you'd earn from RPSIX if every bond in the portfolio is held to maturity at the current price. RPSIX's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
