- What does RPGRX invest in?
- This fund strategically allocates its assets across a broad array of T. Rowe Price's own stock and bond mutual funds, ensuring diversification across numerous asset classes and market sectors. Its investment strategy is specifically tailored to the 2035 target retirement date, anticipating an investor will retire around age 65. This designated target year signifies the approximate point when an investor expects to retire and typically ceases further contributions to the fund.
- What is the expense ratio of RPGRX?
- T. Rowe Price Target Retirement 2035 Fund (RPGRX) charges an expense ratio of 0.55%. This is the annual fee deducted from fund assets to cover management and operations.
- What is RPGRX's dividend yield?
- RPGRX's trailing-twelve-month yield is 6.82%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of RPGRX?
- Effective duration measures RPGRX's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. RPGRX's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of RPGRX?
- RPGRX's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of RPGRX?
- Yield to maturity (YTM) is the total return you'd earn from RPGRX if every bond in the portfolio is held to maturity at the current price. RPGRX's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
