American Funds Capital Income Builder

Frequently Asked Questions About RIRGX

What does RIRGX invest in?

This fund typically allocates a minimum of 90% of its capital to assets that generate income, ensuring that common stocks and other equity instruments constitute at least 50% of its overall portfolio. Its core strategy involves diversifying across a broad spectrum of income-bearing securities, prominently including both equities and fixed-income bonds. The fund aims to provide investors with a current income stream that exceeds the average yield of U.S. stocks, often benchmarking its income target against the average yield of companies within the S&P 500 Index.

What is the expense ratio of RIRGX?

American Funds Capital Income Builder (RIRGX) charges an expense ratio of 0.26%. This is the annual fee deducted from fund assets to cover management and operations.

What is RIRGX's dividend yield?

RIRGX's trailing-twelve-month yield is 7.46%, calculated from the sum of dividends over the past year divided by the current price.

How big is RIRGX?

American Funds Capital Income Builder (RIRGX) manages $127.87B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is RIRGX actively managed or an index fund?

RIRGX is a passive index fund — it tracks a published benchmark by holding the constituents in their published weights. Index funds typically charge low expense ratios (RIRGX's is 0.26%) because there's no security selection cost.

When was RIRGX launched?

American Funds Capital Income Builder (RIRGX) launched in May 2009 and is managed by Capital Group.