American Funds 2050 Target Date Retirement Fund Class R-6

Frequently Asked Questions About RFITX

What does RFITX invest in?

This fund strategically adjusts its portfolio over time, increasing its allocation to more conservative investments like fixed income, equity-income, and balanced funds as it approaches and then moves beyond its target retirement date. To achieve its investment goals, the advisor constructs a diversified portfolio by investing in a selection of various American Funds, employing different combinations and weightings. These underlying American Funds cover a broad range of investment styles and categories, including growth, growth-and-income, equity-income, balanced, and fixed income funds, each characterized by its own unique objectives and strategies.

What is the expense ratio of RFITX?

American Funds 2050 Target Date Retirement Fund Class R-6 (RFITX) charges an expense ratio of 0.37%. This is the annual fee deducted from fund assets to cover management and operations.

How big is RFITX?

American Funds 2050 Target Date Retirement Fund Class R-6 (RFITX) manages $42.38B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is RFITX actively managed or an index fund?

RFITX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy.

When was RFITX launched?

American Funds 2050 Target Date Retirement Fund Class R-6 (RFITX) launched in January 2007 and is managed by Capital Group.

How has RFITX performed?

RFITX's total return — price change plus reinvested distributions — is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon.