American Funds 2040 Target Date Retirement Fund Class R-6

Frequently Asked Questions About RFGTX

What does RFGTX invest in?

As the fund nears and subsequently passes its designated target retirement date, it progressively allocates a larger portion of its assets to fixed income, equity-income, and balanced investment vehicles. The fund's advisor endeavors to fulfill its investment goals by strategically combining various American Funds with distinct weightings. These underlying American Funds encompass a diverse range of categories, including those focused on growth, growth-and-income, equity-income, balanced portfolios, and fixed income instruments, each employing unique investment objectives and methodologies.

What is the expense ratio of RFGTX?

American Funds 2040 Target Date Retirement Fund Class R-6 (RFGTX) charges an expense ratio of 0.36%. This is the annual fee deducted from fund assets to cover management and operations.

How big is RFGTX?

American Funds 2040 Target Date Retirement Fund Class R-6 (RFGTX) manages $53.30B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is RFGTX actively managed or an index fund?

RFGTX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy.

When was RFGTX launched?

American Funds 2040 Target Date Retirement Fund Class R-6 (RFGTX) launched in January 2007 and is managed by Capital Group.

How has RFGTX performed?

RFGTX's total return — price change plus reinvested distributions — is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon.