- What does PRSIX invest in?
- The T. Rowe Price Spectrum Conservative Allocation Fund utilizes a diverse investment approach. It typically allocates its assets with approximately 40% in equities, around 55% in fixed-income instruments (such as bonds, money market securities, and cash equivalents), and about 5% in alternative investments, which can include participation in hedge funds. While these are common target allocations, the fund's exposure to these main asset categories is designed to remain within specific boundaries during normal market conditions: its equity holdings can range from 30% to 50%; debt securities, money markets, and cash are permitted to be between 45% and 65% of the portfolio; and alternative investments may account for 0% to 10%.
- What is the expense ratio of PRSIX?
- T. Rowe Price Spectrum Conservative Allocation Fund (PRSIX) charges an expense ratio of 0.67%. This is the annual fee deducted from fund assets to cover management and operations.
- How big is PRSIX?
- T. Rowe Price Spectrum Conservative Allocation Fund (PRSIX) manages $2.08B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.
- Is PRSIX actively managed or an index fund?
- PRSIX is actively managed — the manager selects holdings rather than tracking an index. Active funds typically charge higher expense ratios than index funds (PRSIX's is 0.67%) in exchange for the discretion to over- or under-weight positions.
- When was PRSIX launched?
- T. Rowe Price Spectrum Conservative Allocation Fund (PRSIX) launched in February 1996 and is managed by T. Rowe Price.
- How has PRSIX performed?
- PRSIX's total return — price change plus reinvested distributions — is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon.
