JPMorgan SmartRetirement 2045 R6

Frequently Asked Questions About JSAYX

What does JSAYX invest in?

This fund is designed for individuals who plan to retire in or around the year 2045, with the intention of drawing income from their investment throughout their retirement period. It aims to provide diversified exposure across equities, fixed-income securities, and cash or highly liquid assets. This diversification is primarily achieved through investments in mutual funds and exchange-traded funds (ETFs) managed by affiliated companies. In certain limited circumstances, it may also include passive ETFs from independent investment advisors, or directly invest in other financial instruments.

What is the expense ratio of JSAYX?

JPMorgan SmartRetirement 2045 R6 (JSAYX) charges an expense ratio of 0.39%. This is the annual fee deducted from fund assets to cover management and operations.

How big is JSAYX?

JPMorgan SmartRetirement 2045 R6 (JSAYX) manages $2.96B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is JSAYX actively managed or an index fund?

JSAYX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy.

When was JSAYX launched?

JPMorgan SmartRetirement 2045 R6 (JSAYX) launched in November 2014 and is managed by JPMorgan.

How has JSAYX performed?

JSAYX's total return — price change plus reinvested distributions — is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon.