Loading…
Loading…
This iShares fund is designed to replicate the investment performance of a specific benchmark. This benchmark is comprised exclusively of stocks from U.S. companies operating within the real estate industry.
Is IYR's expense ratio expensive, average, or a steal for its category?
Pro reveals the verdict on a 5-tier spectrum calibrated against ICI 2025 industry averages, with strategy-aware bands so the comparison is meaningful.
iShares US Real Estate ETF offers an 11.7% distribution rate, but most of this is return of capital, not income. The fund uses covered call strategies on large-cap REITs, generating modest option premiums (~4-5% annually) while capping upside potential. IYRI's distributions have declined about 15% since early 2025, and its 0.68% expense ratio creates a persistent drag versus VNQ.
Three ETFs chase the same landlords across America, yet one charges nearly five times more than another while delivering the weakest income and smallest gains. Knowing which fund fits your goal before you buy could save you years of unnecessary drag.
It's not just the cost of goods that is rising, although inflation remains a persistent source of consumer frustration. The U.S. services sector saw growth cool in September, even as domestic demand remains robust, while supply chains have become stretched, and prices continued to be elevated.
Realty Income and similar income stocks now struggle to deliver inflation-beating returns, with dividend growth lagging recent price increases. In today's higher-rate, post-2020 inflationary environment, traditional income favorites offer little premium over bonds and limited inflation protection. My income safety test reveals that many beloved REITs and dividend stocks fail to preserve purchasing power, making them riskier for retirees.