iShares LifePath Retirement ETF

Frequently Asked Questions About IRTR

What does IRTR invest in?

IRTR is an actively managed fund-of-funds designed for investors expecting to retire or begin withdrawing assets in the near future. It seeks to provide retirement outcomes based on a quantitatively measured risk that investors are willing to accept, given a particular time horizon. The fund adviser employs a multi-dimensional approach that quantifies risk using proprietary measurement tools that analyze historical and forward-looking market data. Underlying funds are selected based on their classifications, historical risk and performance, and relationship to other underlying funds. The fund primarily invests in affiliated, index-tracking ETFs that hold diversified portfolios of stocks, bonds, and money market instruments. IRTR is in its most conservative phase. However, its allocation may change in order to maintain the funds risk profile. This is the fund serves as the most conservative asset allocation in the suite. As other funds reach their retirement date, the remaining assets are rolled into IRTR.

What is the expense ratio of IRTR?

iShares LifePath Retirement ETF (IRTR) charges an expense ratio of 0.08%. This is the annual fee deducted from fund assets to cover management and operations.

What is IRTR's dividend yield?

IRTR's trailing-twelve-month yield is 3.55%, calculated from the sum of dividends over the past year divided by the current price.

How big is IRTR?

iShares LifePath Retirement ETF (IRTR) manages $57.4M in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is IRTR actively managed or an index fund?

IRTR is actively managed — the manager selects holdings rather than tracking an index. Active funds typically charge higher expense ratios than index funds (IRTR's is 0.08%) in exchange for the discretion to over- or under-weight positions.

When was IRTR launched?

iShares LifePath Retirement ETF (IRTR) launched in October 2023 and is managed by IShares.