Hancock Whitney Corporation

Frequently Asked Questions About HWC

What does HWC invest in?

Hancock Whitney Corporation, founded in 1899 and headquartered in Gulfport, Mississippi, functions as the financial holding company for Hancock Whitney Bank. This institution delivers a comprehensive range of traditional and online banking solutions to commercial entities, small businesses, and individual consumers. Its deposit product portfolio includes noninterest-bearing checking accounts, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposits. The company also provides diverse loan options, such as commercial and industrial financing, commercial real estate loans, construction and land development loans, residential mortgages, and consumer loans like second lien mortgage home loans, home equity lines of credit, and other consumer purpose loans. Additionally, it offers revolving credit facilities, letters of credit, and financial guarantees. Beyond core banking, Hancock Whitney furnishes investment brokerage and treasury management services, along with annuity and life insurance products. It also provides trust and investment management services for retirement plans, corporations, and individuals. The corporation further participates in new market tax credit activities and manages foreclosed assets. Operating primarily throughout the Gulf South corridor, Hancock Whitney maintains a significant physical presence with 177 banking locations and 239 automated teller machines. Its operational footprint covers southern and central Mississippi; southern and central Alabama; southern, central, and northwest Louisiana; the northern, central, and panhandle areas of Florida; and specific regions of East Texas, including Houston, Beaumont, Dallas, and San Antonio. The company also operates a loan production office in Tennessee and a dedicated trust and asset management office in Texas. Formerly known as Hancock Holding Company, the company rebranded to Hancock Whitney Corporation in May 2018.

What is the expense ratio of HWC?

An expense ratio for Hancock Whitney Corporation (HWC) is not available from our data sources — neither our market-data feed nor the SEC's structured prospectus and annual-report datasets report one for this share class. The fund's prospectus on the issuer's site carries the authoritative fee.

What is HWC's dividend yield?

HWC's trailing-twelve-month yield is 2.62%, calculated from the sum of dividends over the past year divided by the current price.

What is the duration of HWC?

Effective duration measures HWC's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. HWC's current duration is published on the fund's factsheet on the issuer's website.

What is the credit quality of HWC?

HWC's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.

What is the yield to maturity of HWC?

Yield to maturity (YTM) is the total return you'd earn from HWC if every bond in the portfolio is held to maturity at the current price. HWC's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.