Loading…
Loading…
Retiring at 67 with a fixed withdrawal feels safe until the market drops in year two and every share you sell cheaply is gone before the recovery begins. Three ETFs can change how much damage that first drawdown in retirement actually does.
Picking the wrong box on a pension election form can leave a surviving spouse without income starting the day of the funeral, and most people sign without understanding the trade they just made. Three ETFs can change that math before you ever walk out of the HR office.
The order you tap your retirement accounts matters as much as how much you saved, and the conventional wisdom about which to drain first can quietly shave years off your portfolio if Social Security timing or Medicare premiums enter the picture.
Look at your last 401(k) statement. Somewhere in the fine print, a fee left your account.
TCW global head of distribution Jennifer Grancio says it's a ‘really interesting time' in the active fixed income management space. She sits down with CNBC's Dominic Chu on “ETF Edge” to discuss the latest trends and flows she's seeing, including CLO ETFs.
Most investors hold Vanguard Total Bond Market ETF (NASDAQ:BND | BND Price Prediction) because they want something boring in the portfolio, a sleeve that zigs when stocks zag.
The Fidelity Total Bond ETF (NYSEARCA:FBND | FBND Price Prediction) sells itself as a one-ticket solution for the bond sleeve of your portfolio.
Most investors evaluating bond ETFs compare yields and expense ratios and stop there.