First Hawaiian, Inc.

Frequently Asked Questions About FHB

What does FHB invest in?

First Hawaiian, Inc. operates as the holding company for First Hawaiian Bank, providing an extensive array of financial services to both individual consumers and commercial entities throughout the United States. Its activities are organized across three primary segments: Retail Banking, Commercial Banking, and Treasury and Other. The bank facilitates various deposit accounts, including checking, savings, and other specialized deposit products. It also originates diverse loan types such as residential and commercial mortgages, home equity lines of credit, automotive loans and leases, personal lines of credit, installment loans, and financing for small businesses. Additionally, the company offers commercial lease and auto dealer financing. Its comprehensive service offerings extend to credit card services, individual investment and financial planning, insurance protection, trust and estate services, private banking, retirement planning, treasury management, and merchant processing solutions. First Hawaiian operates a network of 54 branch locations, with 49 situated in Hawaii, 3 in Guam, and 2 in Saipan. Founded in 1858, the company was formerly known as BancWest Corporation before changing its name to First Hawaiian, Inc. in April 2016. Its headquarters are located in Honolulu, Hawaii.

What is the expense ratio of FHB?

An expense ratio for First Hawaiian, Inc. (FHB) is not available from our data sources — neither our market-data feed nor the SEC's structured prospectus and annual-report datasets report one for this share class. The fund's prospectus on the issuer's site carries the authoritative fee.

What is FHB's dividend yield?

FHB's trailing-twelve-month yield is 3.63%, calculated from the sum of dividends over the past year divided by the current price.

What is the duration of FHB?

Effective duration measures FHB's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. FHB's current duration is published on the fund's factsheet on the issuer's website.

What is the credit quality of FHB?

FHB's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.

What is the yield to maturity of FHB?

Yield to maturity (YTM) is the total return you'd earn from FHB if every bond in the portfolio is held to maturity at the current price. FHB's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.